About Laura

Laura Davies joined the MoneyAware team in May 2014 from a background in public relations. Outside of work, Laura enjoys travelling, reading, drinking tea and spending too much time on Buzzfeed.

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My most recent posts

People of StepChange: who works behind the scenes?

posted by in Living with debt Leave a comment

If you’ve been in touch with us for free debt advice, chances are you’ve come into contact with some of our debt advisors and other frontline colleagues before. But what about all the other people working behind the scenes?

Over 1,400 people work here at StepChange Debt Charity but not all of them are debt advisors. Here’s a closer look at some of the people who make sure the charity keeps to its own high standards, engages with the media and continues to deliver offer free, expert advice to the people that need it.

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Get fit for free – the MoneyAware challenge!

posted by in Saving money 1 Comment

This month our challenge has been to get fit for free. Well, to find ways to get fit for free and give them a good go. God loves a trier, as they say. 

We all know that exercise is good for us. But gym subscriptions can be expensive, and then there’s all the fancy lycra-wear that isn’t strictly necessary but makes you feel the part. And it can be hard to find the time to exercise and, if you’re anything like me, when you do have time exercise is the last thing you feel like doing!

If you do decide you want to get a bit fitter though, at least it needn’t cost you a fortune. Actually, it doesn’t need to cost you anything.

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In debt? Here are 5 reasons why you should open a new bank account

posted by in Living with debt Leave a comment

If you get in touch with us for debt advice, it’s likely we’ll recommend you open a new basic bank account. It might sound like a chore to put off for another day, but this is one of (if not THE) most important pieces of advice we’ll give you.

A basic bank account does what it says on the tin. It’s essentially a no-frills place to keep your money. Basic bank accounts are free to set up and you can get a debit card to spend your money in shops and take out cash at an ATM, just like any other current account.

However, the main reason we recommend basic bank accounts is because of the extra protection they offer to people in debt, such as not charging any fees or offering extra facilities like an overdraft.

If you feel a bit hesitant about opening a basic bank account, you’re not alone.

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February’s debt and money news

posted by in Debt news Leave a comment

February’s been a busy month in the world of debt and money news, and the Government’s been particularly vocal over the past few weeks.

They’ve named and shamed companies that don’t pay their employees the minimum wage, and have been encouraging married couples to sign up for the marriage tax allowance. Could you be eligible?

Also this month, our research showed that a fifth of people experiencing financial difficulties were unable to afford food after making repayments to their debts. That’s why we’ve joined with Martin Lewis from MoneySavingExpert.com to call for ‘breathing space’ for people who seek advice for their debt problems. What does it all mean? Let’s find out…

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Official warning: the latest lenders you need to steer clear of

posted by in Archive 2 Comments

If you’re thinking about taking out a loan, you should beware of unauthorised lenders, according to the Financial Conduct Authority (FCA).

You might remember that back in December, we told you about the FCA’s warning about 15 lenders to avoid over the festive season.

Since the start of this year, they’ve issued a further 44 warnings about lenders who they believe are working without official permission or authorisation.

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3 essential tips to stay positive with your DMP in January

posted by in Living with debt Leave a comment

There’s a reason they say January feels like the longest month of the year. Not only is it cold and dark, but we’re left with the financial (and very often literal!) hangover from our Christmas and New Year celebrations.

It can be a tough time to stick to an already strict budget, but it’s important that you don’t let your DMP fail.

Here are three ways you can help things go to plan. You might already know some of them, but we want to do everything we can to help you succeed with your DMP!

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Our top 20 most-read articles of 2015

posted by in Budgeting Leave a comment

2015 has seen MoneyAware hit the big time! We recently celebrated five years of blogging (we had a cake), and cumulatively passed 2 million visitors and 5 million pages viewed.

But what did you read when you popped in to see us here? We regularly update our top 10 articles of all time on MoneyAware, but what are our most-viewed articles published in 2015?

Let’s take a look at how the numbers add up…

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