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What options are there to help you save money on your mortgage, reduce your monthly costs and pay less in the long-term?
If you’re on a debt solution, such as a debt management plan (DMP), then finding ways to reduce a ‘priority bill’ like this will have a big impact on the rest of your budget. If you’re not, and you just want to reduce your monthly outgoings, it’ll still mean the chance of having ‘more money in your pocket’.
“When I went away to University at 18 I was hit with countless offers of credit, a number of which I took – including a student overdraft, a few credit cards, hire purchase agreements, and loans. It was too easy.
With no assets to lose, my view at the time was – “I don’t have the spare money to pay it all back without compromising on my own lifestyle” and so I put it to the back of my mind. However, I was about get a rude awakening…
If you’re affected by cancer, it can be tough on your finances. In fact, research from Macmillan Cancer Support shows that 4 in 5 people affected by cancer are on average £570 a month worse off as a result.
This is Laura’s story…
Laura was diagnosed with Hodgkin’s Lymphoma in 2011. Due to not being able to work during intense treatment, she experienced financial difficulties. She also found getting travel insurance difficult.
She received support and information on benefits from Macmillan, as well as help from her friends and family.
There are lots of ways to make money, but just how fast is the payoff?
Many of the so-called quick money-making tips out there seem like scams, or are dependent on you having lots of free time. However when you’re struggling financially there are a few ways to earn extra cash quickly.
When you’re living on a budget, controlling your food spending is crucial.
However, with food prices increasing at the supermarkets, and some brands even reducing the size of their products (without reducing the price tag!), it can be a challenge making cheap food that tastes good.
As food inflation begins to bite, we’ve seen a steady increase every month on the amount of money that people are spending on food. By giving these easy tips a go, you might find it easier to keep your weekly food shopping on track…