Cheap and easy ways to organise your home  

posted by Rachel in Budgeting, Money maximising, Money saving Leave a comment

Most of us have things in our home we no longer want and could make some extra money by selling. Jasmine Birtles of MoneyMagpie is here to tell you all about Clear Your Clutter Day, and how you can get involved.

If you’re struggling with getting your finances in order, a cluttered house can add to the stress you may be feeling. By organising your home you may find it easier to get on top of your finances. Yes, really!

That’s part of the message of national Clear Your Clutter Day, happening on Saturday 11th March this year. It’s all about getting rid of the junk you no longer need so you can make way for the life and living space you want…and get some extra pennies in your pocket from selling stuff and saving money while you’re at it.

It doesn’t have to cost much (if anything) to get organised. Here are some quick, easy and cheap ways to de-clutter every room of the house.

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The top 5 debt and money news stories for February 2017

posted by Becca Drury in Bankruptcy, benefits, Debt, Economy, IVA Leave a comment

With gloomy January out of the way, we take a look at the latest personal debt statistics from the Bank of England, get the low-down on why so many banks are closing high street branches, and find out about the rising number of us applying for insolvency.

Not only that, we’ll explore research suggesting you could be saving on your ‘big shop’ and we look at how the Government is changing the benefits available to the bereaved…

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7 easy ways to save money in 2017

posted by Jenny in Budgeting, Money saving 2 Comments

There are loads of articles on the web dedicated to helping you save money. LOADS. We’ve got a fair few on this blog alone. While saving money is great, many tips need you to spend money before you start saving. What happens if you don’t have much to spare to start with?

We recently discovered that almost a third of Brits saved nothing in the last 12 months – because they had no spare money to actually save.

So I’m on the hunt for techniques that make saving money easier. The methods I’ve found can be adjusted to suit different budgets, so if you’re able to save more you can but if you can’t that’s OK too – after all, even saving small amounts adds up.

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Unable to get a refund on your card? Get a chargeback!

posted by Rachel in Credit cards, Dodgy practice Leave a comment

When you order items, there are many security measures in place to protect you against fraudsters, dishonest merchants and items not sold as described. This is good to know, as so many of us shop online nowadays. According to Internet Retailing, shoppers spent more than £130bn online in 2016, which is around £18bn more than in 2015.

Every now and then something can go wrong. A company might find they’ve overestimated how much of an item they have in stock. They may also find themselves unable to issue refunds.

A retail company has recently been in the news for offering goods such as Playstation VR headsets and Hatchimal toys before Christmas. Sadly, they were ultimately unable to honour thousands of purchases, which left a lot of people in a pre-Christmas panic (read more about it on MoneySavingExpert.com).

If you find yourself dealing with a purchase gone awry, it can be very frustrating. This is especially the case if you’re buying a Christmas or birthday present. Luckily, you DO have rights and there may be a way to get your money refunded: ask your bank to do a chargeback!

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Top 5 debt news stories for January 2017

posted by StepChange MoneyAware in Debt, Debt Law Leave a comment

It’s been busy start to the year, with news that HSBC is to redress around £4m to customers after the regulator found unfair charges were added to some of its customer’s debts. Latest figures released by the Bank of England also show soaring levels of consumer debt.

HMRC have released a list of the worst excuses for not paying the minimum wage, as part of a new campaign; and the BBC reported that thousands are missing out on a little-known benefit that could see grandparents £230 a year better off when they retire.

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Your 2017 10 step financial detox

posted by Rachel in Budgeting, Debt, Debtday, Money maximising, Money saving 1 Comment

Now that we’re in a fresh New Year, it’s all about clean slates, resolutions and working towards being our healthiest in all aspects of life, including money. There’s no better time to give yourself a financial detox!

Let’s make this year the one where you conquer your money woes once and for all. We’ve put together a list of ten financial detox tips to keep you on track…

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How to make extra cash – money wisdom from the web

posted by Rachel in Money maximising 14 Comments

Everybody likes earning extra cash, and if you can earn it around your normal daily routine, all the better. The tricky part is figuring out how to find the time. Also, what if you need the cash quickly?

Luckily, there are lots of handy articles on the web that can help you get started. We rounded up some of our favourites so you don’t have to…

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