How to save money on Sky, Virgin and other TV packages

posted by Rory in Saving money Leave a comment

Paying for TV subscriptions like Sky, Virgin, BT or TalkTalk can be expensive for some, especially when you’ve got bills and debts to repay. But this doesn’t always mean sacrificing your regular movie and TV marathons.

There are plenty of cheaper alternatives and tips to reduce your existing TV packages to help you save money. Here’s a few from our own experience.

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How to dress as a scary zombie for Halloween on a budget

posted by Emily Parkman in Saving money Leave a comment

It’s that time of the year again. Kids are back in school, the days are getting shorter, the leaves are turning brown, and…you know what that means? Spooky, scary costumes!

Halloween fancy dress costumes can be very expensive, but you can have fun making your own grisly, ghoulish costumes – ones that’ll be much better than the ones found in the shops – using things already around the house. Best of all, it’ll cost you very little to get an authentically creepy Halloween look.

You can use the tips below to transform yourself into a range of spooky beings (witches, wizards etc.) and especially for zombie costumes – you’ll freak your friends out.

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New CCJ rules – know your rights

posted by Charley in Living with debt Leave a comment

From 1 October 2017, new rules around debt collections and what creditors need to do before applying for court action came into effect.

There’s now an extra step creditors must take before starting any County Court judgment (CCJ) proceedings.

But what does it mean for you? Creditors now have to send you an additional letter before going to court. Don’t worry – we read through a pretty hefty protocol document so you don’t have to, and wrote down all the important bits. You can thank us later!

bank loan and credit card statements

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What happens if I win the lottery while I’m in debt?

posted by Rachel in Living with debt 2 Comments

Many of us daydream about winning the lottery one day, and all the things we’d spend the winnings on. But what happens if you win the lottery while you’re on a DMP, IVA or have gone bankrupt? 

The chances of winning the lottery are approximately 1 in 14 million. However, many of our clients still opt to try their luck in case their numbers come up.

However, what would happen if you were on an informal or formal debt plan and you won some unexpected cash? Well, it’s a hard one to answer concisely, as different debt solutions are affected in many different ways…

hands in the air

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MoneyAware news: September 2017

posted by Rachel in Debt news Leave a comment

Debt and money tend to find their way into news stories. Here’s a round-up of some of the most important news this month…

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Cheap meal deal lunches – the MoneyAware challenge

posted by Charley in Saving money Leave a comment

Supermarket lunch meal deals might seem like a bargain, but they can still cost you around £15-25 a week for your lunch. That soon adds up! I challenged the team to make their own cheap meal deal lunches for one week, swapping a supermarket meal deal with an absolute steal deal (I’m not even sorry for that terrible pun).

How cheap can we make our homemade meal deals? Will we stick it out? Who’ll resort to rummaging in the office biscuit tin? Here’s how we got on…

cheap meal deal lunches tomato and cheese on bread

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Quick ways to make money for Christmas

posted by Charley in Making money Leave a comment

Christmas is fast approaching, and so is the extra cost that comes with it. It can be stressful at the best of times, but if money’s tight there’s an extra layer of stress to deal with. We’ve already written about doing Christmas on a budget, but what about making extra cash for it?

Quick ways to make money for Christmas

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