Tag Archives: stress

A friend in need…what to do if someone you know is in debt

posted by in Living with debt 3 Comments

Don't let your friend suffer in silence any longer.

Don’t let your friend suffer in silence any longer.

You’ve known for a while now that someone you care about is going through a rough patch with money.

Their face is constantly tight with worry and there’s a stack of bills on their side table. You can’t have a five-minute conversation without their phone ringing, and every time it does they let out a world-weary sigh.

There could be a whole host of reasons why they’re struggling, some you may not even be aware of. Maybe they recently had their hours cut at work, or their partner walked out. Perhaps their household expenses have been creeping up in price over time (you no doubt know yourself how expensive things are these days). You want to help but don’t know how.

Continue reading »

Tags

Don’t fall out with family and friends over money

posted by in Living with debt Leave a comment

If you’re on a debt solution with us, get in touch with us before borrowing money off a loved one. It might be possible to reduce your payments to your debts temporarily to cover any emergency expenses.

No one wants to fall out with someone they care about over money.

Back in September 2016, our research showed how debt can damage relationships. Sometimes the person lending the money is struggling too.

 

This added pressure could result in the person lending the money blaming the borrower for their difficulties, which can damage relationships.

With this in mind, let’s look at the alternatives to borrowing money from your loved ones.

Continue reading »

Tags

Scam alert! Have you had an email notice to appear in court?

posted by in Living with debt 1 Comment

Woman worried about spam email

Have you received a worrying email?

Spam emails containing viruses aren’t a new invention – they’ve been used by criminals online since the dawn of time. Well, since the dawn of the internet at least.

Although there’s more technology to help us spot spam emails these days, unfortunately they continue to wreak havoc in people’s lives. As well as causing fear and playing with emotions, they wreck computers and drain bank accounts.

Luckily, this isn’t something clients tell us they experience often. But when they do, we want to make sure you’re aware too.

Continue reading »

Tags

How to talk about money with your partner

posted by in Living with debt Leave a comment

Talk about cash without the conflict

Talk about cash without the conflict

Our Need to Sleep campaign highlighted that 7.4 million people across the UK have trouble sleeping at night because of money worries. As well as affecting your sleep, it can impact on your health, job, and relationships. In fact, almost 30% go on to say that worrying about their financial situation affects their relationship with their partner or spouse.

That’s why we’ve invited Anjula Mutanda, ambassador for the relationships charity Relate, to give us her top tips to talk about cash without causing conflict. Take it away, Anjula! Continue reading »

Tags

5 great reasons to get out of debt

posted by in Living with debt 3 Comments

IVA tips

There’s no time like the present to deal with your debts

Over the years we’ve found that people want to get out of debt for a whole host of reasons.

From buying a house to being able to save up for a rainy day, there’s no one-size-fits-all motivation when it comes to debt advice.

Nobody likes problem debt, but sometimes we need a bit more encouragement to get going and make debt freedom a reality. If you’re done with being in debt but need some inspiration, would these help your resolve?

Continue reading »

Tags

Cheryl’s debt free story – a year on

posted by in Living with debt Leave a comment

Cheryl is one of our clients that we helped through the forums on moneysavingexpert.com and Debt Remedy. It’s been a year since she started her DMP with us. Let’s see how she’s getting on…

What a difference a year makes...

What a difference a year makes…

It’s been 12 months since I first contacted StepChange Debt Charity and what a 12 months it’s been. When you get yourself in such a pickle with debt problems, it can be hard to see a way out. Dealing every day with calls, letters and bills can put you in constant panic mode.

Imagine my relief when I was barely a month into my plan and suddenly free of hassle. It felt like a lightbulb had been switched on. I still remember however how I felt while setting up my debt management plan

Continue reading »

Tags

The #debthour debt clinic – Monday 5th August

posted by in Archive 9 Comments

who's your favourite tasty tweeter?

Got a burning debt question? Ask away!

Every day we deal with a range of debt problems and money worries.

As we’re committed to helping you as soon as possible, we thought we’d try to answer those questions as soon as they come in.

To help, we’ll be live on here between 12 midday and 1pm on Monday, to answer your debt questions.

And every Monday during August* our friendly debt geeks will be on hand to answer your debt questions. We will aim to reply to every question straightaway. No debt question is too outlandish for us, so this is the perfect opportunity to clear up any worries you may have.

Continue reading »

Tags