Hormonal ups and downs bring feelings of excitement, anxiety, nervousness, elation and fear; but along with managing all these emotions your finances play a massive part in preparation for a baby.
Tag Archives: welfare benefits
There are lots of changes coming to the UK benefits system this year.
One of the biggest changes will be the introduction of Universal Credit.
We’ve put together this handy guide to help you understand the basics and hopefully help you navigate the changes.
We often hear about people going to prison because they’ve fraudulently claimed benefits, but what about those that don’t claim benefits that they could?
Every year, people in the UK are missing out on benefits and tax credits worth over £10 billion. Much of this money goes unclaimed because people are too proud to claim. Continue reading »
There are some big changes to housing and other benefits that will come into effect in April 2013.
If you receive housing benefit to help you pay your rent it’s important that you understand these changes to see if you’ll be affected and what you should do.
Let us take you through the changes so you can start to plan now. Continue reading »
If you’re having problems with your rent arrears, also read our article What happens if you fall into rent arrears?
Hopefully everyone knows that rent is a priority. If you fall behind on payments and don’t make an arrangement to get back up to date it could ultimately mean eviction from your home.
Rent arrears is a growing problem. More than 10,000 people contacted us for help with rent arrears last year, an increase of 27% from 2010. On average, our clients in rent arrears are £760 behind on payments and £82 short of the amount needed to cover living expenses each month. The situation is worse for those in privately rented accommodation. Continue reading »
An official-looking letter drops on to the welcome mat. It looks decidedly unwelcoming. It could contain some very bad financial news; you’re scared to open it. But which letters are actually just an inconvenience, and which letters should you sit up and take note of straight away?
The most important advice we can give you is this: open all your letters. Don’t ferret them away or promise to open them later. It’s important that you read and understand everything you receive as it could have a significant effect on your financial wellbeing for years to come. Continue reading »