Tag Archives: debt advice

Our latest research: You’re not alone in debt

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StepChange Stats yearbook 2016As well as providing debt advice, we regularly produce research into personal debt trends in the UK.

The Statistics Yearbook, released twice a year, is one of the most important pieces of research our policy team produce, and the 2016 edition is released today.
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Maintaining your friendships when you’re in debt

posted by in Living with debt Leave a comment

When you’re trying to cut back on your spending, it’s almost inevitable that your social life might take a bit of a knock. You may be embarrassed about confiding in your friends about money worries, or even feel bad about turning down their invites to events.

We don’t want to see your friendships or relationships suffer while you’re dealing with debt, as having that support is really important to your wellbeing. The good news is it’s possible to keep your friendships strong, even if times are a little tougher than usual.

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7 things cats can teach us about money

posted by in Budgeting 1 Comment

Animated pictures of cats are the lifeblood of the internet. It seems like everyone loves a cat GIF.

So we’ve decided to embrace our feline friends and consider the lessons we can learn about our finances from cats.

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How to prepare for your DMP review

posted by in Living with debt 1 Comment

So your debt management plan (DMP) has been ticking over nicely. Hopefully your creditors have stopped or reduced contact with you and you’re budgeting like a pro.

But we know that this isn’t always the case; kids grow older, bills go up, and your situation can change and adapt.

Reviewing your situation every year, and when things change, can ensure that your DMP is working as it should.

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Dear caller… our advisors write to Helpline callers

posted by in Living with debt Leave a comment

“The greatest lesson I’ve learned from working for StepChange is that the sooner you seek help and speak to someone about your debt, the sooner you’ll start to feel better about the situation.” Helpline advisor

advisor on phone in office

Our advisors are always here to help

We asked our advisors to write to callers they’d just spoken with, or previous clients that had stuck in their mind for one reason or another.

Asking for help can be one of the hardest things to do. So it’s not surprising that they had a few words of encouragement to share with callers old and new.

Our advisors speak to thousands of people each week and are trained to give expert, impartial debt advice. That doesn’t mean they’re not human though, sometimes a caller’s clientstory can hit a nerve or they experience the frustration of knowing someone won’t follow up on the advice offered.

What do you say to someone that’s reached out to you for help?

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How to talk about money with your partner

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Talk about cash without the conflict

Talk about cash without the conflict

Our Need to Sleep campaign highlighted that 7.4 million people across the UK have trouble sleeping at night because of money worries. As well as affecting your sleep, it can impact on your health, job, and relationships. In fact, almost 30% go on to say that worrying about their financial situation affects their relationship with their partner or spouse.

That’s why we’ve invited Anjula Mutanda, ambassador for the relationships service Relate to give us her top tips to talk about cash without causing conflict. Take it away, Anjula!

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10 money mistakes we hear every day and how to avoid them

posted by in Saving money 1 Comment

10 common money mistakes

10 common money mistakes we see every day

I’ve yet to meet someone who hasn’t made a mistake with money at some point in their life. Whether it’s forgetting to cancel a direct debit or paying more than necessary for something, these sneaky slip-ups can happen to the best of us.

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