About James

James Winterbottom has been a debt advisor for six years. Away from work he is an amateur app developer and writes fiction. James is a lifelong supporter of Huddersfield Town football club, which suggests he is either very loyal or very daft. He also likes to talk about himself in the third person in bio pages.

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My most recent posts

We test apps that can save you money in 2017

posted by in Saving money 1 Comment

Mobile phones can be expensive but you can also use them to save money. We’ve found four apps that can help you save money in different ways. From tracking your spending to sourcing out cheap restaurant food, we’ve got apps that can help you save a few quid.

We each picked a money-saving app, downloaded it and put it through its paces. Our reviews tell you the good and the bad about each, and how we got on with them. Continue reading »

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Debt and money news – May 2017

posted by in Debt news Leave a comment

This month’s news has been dominated by the upcoming general election, but if you dig beneath the surface there’s still plenty going on in the world of debt and money.

We’ve scoured the web to find the most interesting stories that could have an impact on your wallet, without a mention of the general election to be seen (apart from when I mentioned it just then). Continue reading »

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7 spending habits that could be costing you thousands

posted by in Saving money Leave a comment

spending habitsEveryone likes a little treat every now and again, but when you add them all up it can cost you an awful lot of money. Even something as small as a coffee a day could cost you hundreds of pounds over a year.

Little habits can add up to big costs. That’s why we wanted to highlight some of the bad habits that will leave you wondering where all your money has gone.
Continue reading »

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Our top ten articles of 2016

posted by in Making money Leave a comment

This year has been the busiest ever year for the MoneyAware blog. We’ve had more than 1.4 million visits to the site and the year’s not even finished yet!

We don’t like to blow our own trumpet but we’re pretty pleased about how many people we’ve been able to help with our articles.

Here’s a round-up of the most popular blogposts we’ve had in this bumper year for the blog.

Continue reading »

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How much is your overdraft costing you?

posted by in Living with debt Leave a comment

Do you know how much your bank charges if you go into your overdraft or if you go over your limit? Many of our clients pay hundreds of pounds to their bank as a result of unarranged overdraft charges. In some cases it can be more expensive to go into unarranged overdraft than it would cost to take out a payday loan.

We’ve carried out research that shows that overdraft charges are adding to the debt worries of our clients and the costs of having an overdraft might be higher than you’d expect. We believe that the FCA should take action to limit unarranged overdraft charges. Continue reading »

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7 things cats can teach us about money

posted by in Budgeting 1 Comment

Animated pictures of cats are the lifeblood of the internet. It seems like everyone loves a cat GIF.

So we’ve decided to embrace our feline friends and consider the lessons we can learn about our finances from cats.

Continue reading »

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Debt and money news – August 2016

posted by in Debt news Leave a comment

August is often referred to as the ’silly season’ for news stories, where the papers are full of whimsical stories.

That hasn’t stopped this month also being jam-packed full of goings-on in the world of debt and money news. Continue reading »

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