7 ways to use the web and pay off your DMP quicker

posted by in Living with debt

The pennies soon turn into pounds

The pennies soon turn into pounds

Whether you’ve been on your debt management plan for some time or you’ve just recently started, it can be a big relief to know that your debts are being chipped away at each month. What a contrast to how things were before you first got in touch with us.

You may be starting to wonder however if there’s any way you could get your debt management plan paid off sooner. Let’s take a look at how the web can help you get your DMP paid off quicker!

Upping your income might be easier than you think, especially by using online tools and websites. Here are our tips to give you that extra online nudge towards the finish line.

1.    Have a big clear out

If you’re reading this at home right now, take a quick look around; do you see anything you’re just not that into anymore? Do you really need all those dresses or suits in your wardrobe? If there’s a layer of dust on your games console then chances are you’ll get by without it.

Dedicate a weekend to sorting through your unwanted stuff. There’ll be at least some things you can stick on eBay or Gumtree. If it’s a unique item such as a handmade necklace or painting, crafty website Etsy might be just up your street.

2.    Real talent costs money

Got a hobby that could earn you a couple of quid? There’s lots of things you could do in your spare time to raise funds. Do you like to knit or sew? Handmade kitschy clothes are high fashion in these austere times. Maybe you know a second language –there’s probably lots of people who’d pay money to expand on their linguistics.

3.    Britain’s got talent

You don’t even have to be particularly creative to make more money. Starsinmyeyes.tv has a noticeboard that’s constantly updated with opportunities to be a TV extra – many of them are paid.

4.    Go for a walk

If you love animals, you could get paid to be a dog walker in your spare time. Go to Dog Walking Now for more information.

5.    Focus groups

Companies will pay generously for your valued opinion. Focus groups have proved invaluable for brands wanting to know how best to reach their desired audience. Make your voice count and go to Paid Focus Group for more information.

6.    Big Compin’

Set aside an hour a day and try your hand at ‘comping’. You can enter lots of cash prize competitions online for free rather than sending a postcard or paying hefty 0845 phone charges. The Money Saving Expert forum has a fantastic competitions section. You never know your luck…

7.    Our survey says…

Much like with focus groups, surveys are another way in which various companies reward you for your much valued opinion.  Martin Lewis has written a fantastic article about how best to make surveys work for you. It will require a little bit of work but your perseverance will soon pay off – literally!

Do you have any suggestions for paying your DMP off quicker using the web? Tweet us at MoneyAware.

Rachel Connor has been with the charity for over 8 years, starting in Helpline before joining the MoneyAware team in 2012. Rach enjoys travelling, video games, watching anime, reading and creative writing in her spare time (currently writing a Young Adult fantasy series). She had a previous life as head writer on Cartoon Network's Ed Edd n Eddy and as a copywriter for LivingSocial. She's also written comics and graphic novels for the animated series Regular Show.

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Tags Living with debt
  • Gareth Baber

    I saw an email saying there were 7 tips to clear your DMP, I am in disbelief that some of your tips inlcude be a TV extra, enter loads of competitions etc.

    This seems very desperate and if a incredibly depressed debt ridden person read this I can only think this would make them worse!

    Next you be telling people to go down the betting shop and try their luck!

    Really serious?

    • Hi Gareth,

      Thanks for posting. We would never want people to feel worse about their debts!

      Our intention for this article was to put together some ideas about unusual ways to bring in extra money that people might not have thought of before. Admittedly some of these suggestions might not suit everybody’s situation but I think many people would find it useful.

      Blogging about debts can involve covering some gloomy stuff, so we try to lighten things up a bit in articles like this one. I’m sorry if this article wasn’t for you!



    • I don’t this makes people feel worse about their debt: I think the article has some unsual but good ideas to earn some extra money. I also have some unconventional ideas: If you’re into photography you should upload some of your pictures to sites like photodune where you can sell your photos. If you have a website that is visited you can get some ads on there and maybe earn some extra pounds, too. Even prepaid credit cards can save money, think about it: A lot of online shops have an extra fee when you pay cash on delivery instead using your visa/mastercard.

      • Thanks Brenda. Top suggestions, I particularly like your suggestion about uploading to stockphoto websites. My photography would have to improve quite a bit for this to be an option for me though!


  • Tanya

    I found the 7 ways to clear debt refreshing and interesting. Any ideas are welcome when people are scratching around to find extra cash.

    Keep those ideas coming!

    People are looking for ways to earn money which does not involved paying travel costs, working from home or jobs within walking distance helps to keep what you earn in your pocket.

    • Thanks Tanya, glad you enjoyed it. Good point about trying to find work nearby to keep travel costs down.

  • Tracy

    I disagree with Gareth about competitons, when your in debt you worry about nearly all the time.Doing competitons allows you a little time not thinking about it. Even if it is for a short peroid of the day. Out of boredom I started playing online bingo but soon found I was becoming addicted to it,so stopped very quickly.I was fortunate to be able to go back to full time employment to stop the boredom.In the evenings I changed to entering free competitions. I have won trips to Japan apple Ipod,beauty products, soccer school for my son and other smaller things( all won prior to needing CCCS help). But also you go to web sites you might not usually visit and find you can apply for free samples(usually make up), which come in useful saves you having to buy them.The prizes are usually small, but always welcome as a little extra treat you can no longer afford.