Rachel Connor has been with the charity for over 8 years, starting in Helpline before joining the MoneyAware team in 2012. Rach enjoys travelling, video games, watching anime, reading and creative writing in her spare time (currently writing a Young Adult fantasy series). She had a previous life as head writer on Cartoon Network's Ed Edd n Eddy and as a copywriter for LivingSocial. She's also written comics and graphic novels for the animated series Regular Show.
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posted by Rachel in Making money Leave a comment
There are lots of ways to make money, but just how fast is the payoff?
Many of the so-called quick money-making tips out there seem like scams, or are dependent on you having lots of free time. However when you’re struggling financially there are a few ways to earn extra cash quickly.
posted by Rachel in Living with debt 3 Comments
Don’t let your friend suffer in silence any longer.
You’ve known for a while now that someone you care about is going through a rough patch with money.
Their face is constantly tight with worry and there’s a stack of bills on their side table. You can’t have a five-minute conversation without their phone ringing, and every time it does they let out a world-weary sigh.
There could be a whole host of reasons why they’re struggling, some you may not even be aware of. Maybe they recently had their hours cut at work, or their partner walked out. Perhaps their household expenses have been creeping up in price over time (you no doubt know yourself how expensive things are these days). You want to help but don’t know how.
posted by Rachel in Living with debt Leave a comment
If you’re on a debt solution with us, get in touch with us before borrowing money off a loved one. It might be possible to reduce your payments to your debts temporarily to cover any emergency expenses.
No one wants to fall out with someone they care about over money.
Back in September 2016, our research showed how debt can damage relationships. Sometimes the person lending the money is struggling too.
This added pressure could result in the person lending the money blaming the borrower for their difficulties, which can damage relationships.
With this in mind, let’s look at the alternatives to borrowing money from your loved ones.
The Spring Budget, zero hour contracts and a 30-year low in homeownership were just some of the biggest debt and money-related news stories this month.
Alongside that there’s news that families in England and Wales are spending more on their bills than food…
We’ll never stop looking for new ideas on how you can make extra cash. From inviting people around to dinner to adding your wisdom to fortune cookies, it seems that new, weird and wonderful ways to make money are popping up all of the time!
This is part four in our ‘Weird and Wonderful Ways to Make Money’ series. Don’t forget to check out parts one, two and three!
(Please note that some of the following money-making tips have been added for entertainment purposes).
How can something so small create so much pain?
You may have been debating quitting smoking for some time now. You’re probably well aware of what a drain on your budget cigarettes can be, but it’s easier said than done to give them up for good.
Believe me, we know how you feel; we have three ex-smokers on the team and one other who regularly steps out into the cold to light up.
Look at the budgeting you can do: cancelling a mag subscription? Easy. Buying more own-name brands than the more expensive food labels? A doddle. But, those cigs keep coming back, almost as if they’re taunting you. We don’t give a fig about your budget, they squeal, so we’re not going anywhere…!
posted by Rachel in Making money Leave a comment
When you order items, there are many security measures in place to protect you against fraudsters, dishonest merchants and items not sold as described. This is good to know, as so many of us shop online nowadays. According to Internet Retailing, shoppers spent more than £130bn online in 2016, which is around £18bn more than in 2015.
Every now and then something can go wrong. A company might find they’ve overestimated how much of an item they have in stock. They may also find themselves unable to issue refunds.
A retail company has recently been in the news for offering goods such as Playstation VR headsets and Hatchimal toys before Christmas. Sadly, they were ultimately unable to honour thousands of purchases, which left a lot of people in a pre-Christmas panic (read more about it on MoneySavingExpert.com).
If you find yourself dealing with a purchase gone awry, it can be very frustrating. This is especially the case if you’re buying a Christmas or birthday present. Luckily, you DO have rights and there may be a way to get your money refunded: ask your bank to do a chargeback!
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