Tag Archives: money worries

Don’t fall out with family and friends over money

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If you’re on a debt solution with us, get in touch with us before borrowing money off a loved one. It might be possible to reduce your payments to your debts temporarily to cover any emergency expenses.

No one wants to fall out with someone they care about over money.

Back in September 2016, our research showed how debt can damage relationships. Sometimes the person lending the money is struggling too.

 

This added pressure could result in the person lending the money blaming the borrower for their difficulties, which can damage relationships.

With this in mind, let’s look at the alternatives to borrowing money from your loved ones.

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Are you being mindful with your money?

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For this year’s Mental Health Awareness Week, we’re re-launching Debt in Mind, our page dedicated to the link between debt and mental health, as well as information on how to deal with both. This year, our friends at Mental Health Foundation (MHF) will be talking about mindfulness and the various benefits it can have on a person’s life. Visit the re-launched Debt in Mind section from mid-May.

You may have heard about mindfulness. Perhaps you think it means sitting cross-legged on the floor and meditating. Maybe you think it means to simply concentrate on your breathing.

You may have even heard that it means to focus on your bodily sensations. Mindfulness is all of those things, and so much more.

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How to talk about money with your partner

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Talk about cash without the conflict

Talk about cash without the conflict

Our Need to Sleep campaign highlighted that 7.4 million people across the UK have trouble sleeping at night because of money worries. As well as affecting your sleep, it can impact on your health, job, and relationships. In fact, almost 30% go on to say that worrying about their financial situation affects their relationship with their partner or spouse.

That’s why we’ve invited Anjula Mutanda, ambassador for the relationships service Relate to give us her top tips to talk about cash without causing conflict. Take it away, Anjula!

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9 thrifty tips for your next job interview

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Our blogger pal Penny Golightly has learned many a useful tip while living well for less. Today she wants to share some advice on how to handle the dreaded job interview. Over to you, Penny!

First impressions are everything!

First impressions are everything

If you have money worries, getting a new job can be a great help.

But how do you smarten up for that all-important interview if you’re on a very tight budget?

In addition to looking at how to get some dapper threads on the cheap, we’ll look at some interview hacks that cost nothing but can prove priceless when landing you that job!

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Are money worries keeping you awake at night?

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Paul has money worries that keep him awake at night – do you?

Paul has money worries that keep him awake at night – do you?

There are very few things in life like a good night’s sleep. It plays a vital role in our health and wellbeing, and we soon feel the effects of not getting enough of it.

That said, apart from dark shadows under the eyes and a persistent need to yawn, is lack of sleep really such a big deal?

We’ve been looking into the effect that money worries have on people for some time. Based on the stories we hear from our clients and various studies, it’s probably obvious that a lack of decent sleep is a common side effect.

Many of us are kept awake by our debt problems, sometimes waiting a year or more before getting help. That’s a long time to go without a proper night’s sleep.

With this in mind, we’ll be launching ‘Need to Sleep’ on Monday, and we need to reach as many people as possible. To help, we need you to find a cuddly toy from your childhood!

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Skint Dad’s top 10 back to school tips

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Our pal Ricky Willis A.K.A. Skint Dad has written a great guide to getting full marks on all the back to school essentials – over to you, Ricky!

Are you ready for the back to school rush?

Are you ready for the back to school rush?

With September and ‘back to school’ rearing its head, my mind begins to wander towards autumn mornings, wet leaves lining the roads, and hauling myself out of bed while wishing the alarm would just leave me be! 

Every year, without fail, the start of the school term manages to sneak up on me.

Even though I knew it was coming, it always feels light years away when you’re in the throes of summer fun with the kids.

With so many different things to pay out for, here are my top ten tips to ensure you’re top of the class on school savings!

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How I supported my partner through redundancy

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You can get through this by working together

You can get through this by working together

Redundancy is far from a pleasant thing to deal with. That’s why it’s important that a person going through redundancy gets the support they need from their partner – emotionally as well as financially. How do I know this? Because in 2012, out of the blue, it happened to us.

I remember my husband telling me he’d been made redundant like it was yesterday. He looked so worried, so uncertain of what lay ahead. We hadn’t had any major money worries since we were students, and now it would be up to me to keep us trucking along until he found work again. I had this dull, heavy feeling in the pit of my stomach thinking about how we would cope.

Thankfully my hubby was able to find work within a few months, but not before we learned some very valuable lessons about our finances during his time out of work.

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