Tag Archives: debt advice

How to talk about money with your partner

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Talk about cash without the conflict

Talk about cash without the conflict

Our Need to Sleep campaign highlighted that 7.4 million people across the UK have trouble sleeping at night because of money worries. As well as affecting your sleep, it can impact on your health, job, and relationships. In fact, almost 30% go on to say that worrying about their financial situation affects their relationship with their partner or spouse.

That’s why we’ve invited Anjula Mutanda, ambassador for the relationships charity Relate, to give us her top tips to talk about cash without causing conflict. Take it away, Anjula! Continue reading »

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10 money mistakes we hear every day and how to avoid them

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10 common money mistakes

10 common money mistakes we see every day

I’ve yet to meet someone who hasn’t made a mistake with money at some point in their life. Whether it’s forgetting to cancel a direct debit or paying more than necessary for something, these sneaky slip-ups can happen to the best of us.

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Debts Reduced Ltd has closed down – what can their clients do next?

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DMP unexpected costs

Don’t despair! We’re here for you.

It seems that the number of failing debt management companies isn’t slowing down anytime soon. We’ve now seen the demise of Swansea-based Debts Reduced Ltd.

Following warnings from the Financial Conduct Authority (FCA) they agreed to pull out of the debt management market. (read ‘my debt management company is no longer trading’ if your debt management provider has closed)

An update on the Debts Reduced Ltd website states that the company are intending to pass on their clients to another debt solution provider, who will contact them soon.

However, if you’re affected by this closure, you should obtain free debt advice through us first.

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Will a refund from Dollar (The Money Shop) affect your debt solution?

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Wallet and coins

Could a refund affect your debt solution?

Another day, another payday lender in the press! This week it’s Dollar’s turn to hit the headlines, after a review by the FCA (Financial Conduct Authority) revealed errors made by the payday loans company.

Dollar is the second largest payday lender in the UK, and is the parent company behind The Money Shop. It also trades under the names of Payday UK, Payday Express, and Ladder Loans. Continue reading »

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My debt management company’s closed down – what can I do?

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Don't suffer with debt anxiety alone

We can help you deal with your debts

Recently Debt & Claims Ltd (also trading as Grassroots Financial or GRF) were ordered to cease trading by the Financial Conduct Authority (FCA). They were also told to refund any client money they were holding and hand over a list of their clients to the FCA. 

We don’t know yet if the FCA will let Grass Roots begin trading again. But we do know that their website has disappeared and their clients are now being contacted by other fee-charging companies, including one called Angel Advance.

When you’re told your debt management company is no longer trading – with no website, no correspondence, not even a number to call for answers – what do you do next?

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March debt news – know your rights

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March debt news

March debt news

March came and went and with it the official start to summer.

While we wait for the sun, here’s this month’s debt news…

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This month’s top ten money-saving articles

posted by in Budgeting, Debt news 6 Comments

Pick up a brew and get stuck in!

Pick up a brew and get stuck in!

It’s late October already! How on earth has that happened?

From prepping for Christmas to real life credit card horror stories, and from making money on online surveys to keeping a puppy on a budget, have we got a scream of a top ten for you!

We read lots of great money-saving articles every week, and we want to make sure you get to read them too. Every month it seems tougher to narrow it down to just ten! Let’s see who made the cut…

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