Tag Archives: bailiffs

July’s money and debt news

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It’s been over a month since the Brexit vote, and we’ve been busy looking at how it could affect your finances if you’re in debt

July has also seen increases to the cost of bankruptcy  in England and Wales, Universal Credit being pushed back, and the release of our latest report, looking into which organisations are the most unfair when dealing with people with debt problems.

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May’s debt and money news

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This month we’ve been keeping an eye out on the latest scams, with reports of people getting suspicious-looking emails about Council Tax arrears.

Search giant Google has taken the decision to ban payday loan adverts from its search results, and do you know exactly what’s in your bank account? According to a report, two thirds of us are happy to remain blissfully unaware! It’s all here in May’s debt and money news.

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Council tax arrears on the rise: Tell us your story

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This week we launched our latest report on Council tax debt (PDF), which shows a worrying rising trend in the number of people getting in touch with us because they’re in Council tax arrears.

Back in 2010, 13,353 people who contacted us were in arrears to their council; by 2014 this number had risen to 63,016 – a staggering 372% increase.

The consequences of falling into Council tax arrears can be serious. Although councils can’t add charges and interest to Council tax arrears, they have a lot of power to make people pay.

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Five secrets of debt collection

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Letters demands

Don’t ignore letters, but don’t let them scare you

Creditor calls and letters? Threats of court action or home visits? Welcome to the debt collection process.

Each creditor is different in how they deal with people who are struggling to pay. All creditors have one thing in common though: as businesses they want to recover as much money as they can. And the debt collection process is their way of chasing you to repay what you owe.
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Bailiffs: ten things you need to know

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Update: since this article was written there’s been a major change in bailiff law.

When you’ve got debt problems you live in fear of a visit from a bailiff (sometimes referred to as “enforcement agents”). But there is no need to be worried. 

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Know your rights – January debt news

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January debt news

January debt news

Welcome to January’s debt news – the first of 2013! We think you’ll agree it was a long, long month.

As usual we’ve put together all the latest debt news into one easy to digest blogpost. So, without further ado….

In early January it was reported that 17% of British consumers started 2013 still paying debts from Christmas 2011. The uSwitch survey also found that seven percent of those people questioned couldn’t imagine ever paying off the debt. Continue reading »

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Our 10 essential debt articles

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It’s hard to narrow it down, but here’s our top 10 articles!

We’re busy changing over our website to StepChange Debt Charity ahead of our rebrand on Monday

When we rebrand we’ll be bigger, better and brighter than ever before. It’ll be worth the wait, we promise!

In the meantime, we’ve put together a handy cheat sheet of MoneyAware blogposts to help you with a whole range of debt questions and concerns.

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