From 1 October 2017, new rules around debt collections and what creditors need to do before applying for court action came into effect.
There’s now an extra step creditors must take before starting any County Court judgment (CCJ) proceedings.
But what does it mean for you? Creditors now have to send you an additional letter before going to court. Don’t worry – we read through a pretty hefty protocol document so you don’t have to, and wrote down all the important bits. You can thank us later!