Monthly Archives: October 2017

6 changes I made to save money on my supermarket shopping

posted by in Budgeting Leave a comment

During a recent cash flow crisis, I decided to stop making unnecessary purchases. I thought I was being sensible, but the money in my current account was dwindling away at an alarming rate.

I couldn’t understand how I was spending so much, when the only time I spent money was at the supermarket.

All those quick trips to get a “few things for tea” were mounting up.

I had to completely change my approach to food shopping. Along the way I learned some useful lessons the hard way. Here are six things I changed that meant I could stick to a grocery spending budget.

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MoneyAware news: October 2017

posted by in Debt news Leave a comment

New CCJ rules come into effect offering better protection, interest rate rises could affect mortgage costs, and our latest stats show a worrying increase in personal debt levels.  

Here are this month’s most important debt and money news stories…

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How to save money on Sky, Virgin and other TV packages

posted by in Saving money 3 Comments

Paying for TV subscriptions like Sky, Virgin, BT or TalkTalk can be expensive for some, especially when you’ve got bills and debts to repay. But this doesn’t always mean sacrificing your regular movie and TV marathons.

There are plenty of cheaper alternatives and tips to reduce your existing TV packages to help you save money. Here’s a few from our own experience.

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How to dress as a scary zombie for Halloween on a budget

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It’s that time of the year again. Kids are back in school, the days are getting shorter, the leaves are turning brown, and…you know what that means? Spooky, scary costumes!

Halloween fancy dress costumes can be very expensive, but you can have fun making your own grisly, ghoulish costumes – ones that’ll be much better than the ones found in the shops – using things already around the house. Best of all, it’ll cost you very little to get an authentically creepy Halloween look.

You can use the tips below to transform yourself into a range of spooky beings (witches, wizards etc.) and especially for zombie costumes – you’ll freak your friends out.

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New CCJ rules – know your rights

posted by in Living with debt Leave a comment

From 1 October 2017, new rules around debt collections and what creditors need to do before applying for court action came into effect.

There’s now an extra step creditors must take before starting any County Court judgment (CCJ) proceedings.

But what does it mean for you? Creditors now have to send you an additional letter before going to court. Don’t worry – we read through a pretty hefty protocol document so you don’t have to, and wrote down all the important bits. You can thank us later!

bank loan and credit card statements

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