How to clean up your credit file after an IVA
It’s a happy day when your individual voluntary arrangement (IVA) with StepCHangeVA...
We can’t believe it’s 2015 already; doesn’t time fly? A little too fast if you ask me. Actually, very suspicious, but we won’t get into that now.
It’s been a hectic year for us with our busiest days ever on the blog, not that we’re complaining of course. We love the attention!
It also means we’re proving useful to people and that’s always our aim. After all, the MoneyAware team are dedicated to bringing you the best budgeting tips, advice and debt news, and we’ve been doing so for over four years now.
It’s become a tradition for us to reflect on the past year and have a look at what you, our readers, thought were our most popular posts. The first week of 2015 seemed like the ideal time to do it, so let the countdown begin!
26,671* reads
Exactly what it says on the tin, this post covered a summary of the benefit changes due to take place in 2014. With so many updates to benefits, it can be hard to keep track of what’s actually going on. There are thousands of pounds worth of unclaimed benefits, so it’s good to know what you’re entitled to.
26,798 reads
Your individual voluntary arrangement (IVA) has finally ended and that’s great news! So, what do you do next? This handy post is all about the steps you can take to help clean up your credit file.
29,929 reads
Payday loans, eh? They can be a right nightmare and very stressful too. We made sure to include some useful tips and template letters in this article to help you get out of them and to remind you, we’re here to help so don’t struggle on your own. Aww, group hug!
32,538 reads
Ah yes, 20 weird and wonderful ways to make money. And weird they are, from selling trees to your tresses, there’s lots you can do to make some extra pennies. Not sure if you can be a professional hair seller forever though. Sorry guys.
32,574 reads
Cancelling a continuous payment authority (CPA) on a payday loan isn’t always easy so we put together a post on what you need to do and when. Our guide proved useful to many and has been consistently popular throughout 2014.
38,540 reads
Our statute barred debt post always gets lots of visits but September to October saw a significant increase in readers. It’s a bit of a grey area for many and we’d never encourage anyone to not pay off their debts but it’s always handy to know your rights. As the saying goes, ‘knowledge is power’.
40,718 reads
We saw a surge in readers of this post in January and February in 2014 and it’s proved popular at the same time every year since it was published. CCJs (county court judgments) can be worrying so we run through the process of what you should do when you receive one, and of course, how we can help.
44,644 reads
Bailiff laws have always been a bit confusing. So back in April, when the laws were finally updated to make them fairer and easier to understand, we put together a post about the changes and how they could affect you.
50,724 reads
Ah, wouldn’t that be flippin’ fantastic? Unfortunately, it is usually is too good to be true. Luckily, we’re here do a bit of myth busting resulting in this oft-read post. It’s always good to be in the know.
89,541 reads
It’s the question on everyone’s mind when they’re in debt and this article gives you the lowdown, covering topics like when those phone calls become harassment and whether a creditor can issue a CCJ. Finding out what your creditors can and can’t do is certainly useful and helps put your mind at ease when you’re taking the first steps to dealing with debt. It’s no wonder this post is our most popular!
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Well that’s it for 2014. So what do all these statistics mean? Well aside from some of our posts proving to be very useful, the volume of reads means if you are struggling with any of these issues, you’re not alone.
Luckily we’re here to help. If you do think you have a debt problem, the New Year is a great time to take the first steps to deal with it.
Anyway, to get some free and impartial advice, you can find out how to get in touch with us here.
If there are any topics you’d like us to cover in next year’s blogposts, let us know in the comments below.