Sometimes finding affordable childcare can be difficult. No matter what you choose,...
Can’t sleep because of your debt problems? Switch the light on
Debt forums call the moment you realise that you need debt help ‘the lightbulb moment’. And it’s true that the lightbulb sometimes switches on in the middle of the night.
Having debt problems or money worries can mean you have trouble sleeping. You maybe be unable to relax due the fear of debt collectors getting in touch.
Is debt keeping you up at night? You’re not alone.
We’re currently running a TV advertising campaign aimed at people with debt problems and how after contacting us they can get a good night’s sleep.
It’s possible, it might be beyond midnight now, and it might be dark outside. The house maybe quiet and the kids may be asleep, the phone might have stopped ringing for now, but there’s a way to get help with debt right now – even if it’s 3.32am on a Sunday morning.
Debt Remedy: online debt advice in the midnight hour
If debt is keeping you awake, you don’t even need to pick up the phone and call us. We never close for online debt advice. Our online debt advice tool StepChange Debt Remedy is available all day and all night, all year around.
We know debt is keeping Britain awake because we know how many people use Debt Remedy at midnight or later – so far in 2013 over 10,000 people have used our debt help tool between midnight and 7am.
We know people use the tool on weekends, early mornings, or (particularly) on Sunday nights. It can be well after midnight that you use it, when you can’t sleep and need help, or you won’t be able to face work the next day without understanding more about your financial situation.
I need debt help now. I can’t sleep!
Debt Remedy often gives instant relief; it will give a personal action plan which will explain in detail how to deal with your debts there and then.
It’s the first step into taking back control of your finances. It will explain the best way forward, be it a debt management plan, an IVA, DRO or other solution to get you back on your financial feet.
Debt Remedy takes about 20 minutes to complete, it’s free and confidential so you don’t have to give your name. And it’s silent, so you won’t wake the baby or the neighbours!
The lightbulb moment
We help over 400,000 people a year, many of them late at night. For a lot of people their journey to debt freedom begins just like it might for you, in the dark, in front of a computer or mobile screen, looking for help.
Put the light on and visit StepChange Debt Remedy. In about 20 minutes you’ll have a personal action plan in place, and maybe then you’ll be able to sleep a little more soundly, knowing you’ve found a solution to your debt problem.