Tag Archives: worry

A friend in need…what to do if someone you know is in debt

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Don't let your friend suffer in silence any longer.

Don’t let your friend suffer in silence any longer.

You’ve known for a while now that someone you care about is going through a rough patch with money.

Their face is constantly tight with worry and there’s a stack of bills on their side table. You can’t have a five-minute conversation without their phone ringing, and every time it does they let out a world-weary sigh.

There could be a whole host of reasons why they’re struggling, some you may not even be aware of. Maybe they recently had their hours cut at work, or their partner walked out. Perhaps their household expenses have been creeping up in price over time (you no doubt know yourself how expensive things are these days). You want to help but don’t know how.

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The #debthour debt clinic – Monday 5th August

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who's your favourite tasty tweeter?

Got a burning debt question? Ask away!

Every day we deal with a range of debt problems and money worries.

As we’re committed to helping you as soon as possible, we thought we’d try to answer those questions as soon as they come in.

To help, we’ll be live on here between 12 midday and 1pm on Monday, to answer your debt questions.

And every Monday during August* our friendly debt geeks will be on hand to answer your debt questions. We will aim to reply to every question straightaway. No debt question is too outlandish for us, so this is the perfect opportunity to clear up any worries you may have.

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Let’s get physical: Fitness and your mental health

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Physical activity is good for the mind as well as the body

This year for Mental Health Awareness Week, the Mental Health Foundation are focusing on the positive effects exercise has on our overall wellbeing. Many of us wish we lived a healthier lifestyle, but putting it into practice can seem easier said than done.

A recent press release from the Mental Health Foundation claims that people would rather do boring housework than work out, and 28% of us exercise less than once a month.

Our Wellbeing guide outlines not just the physical benefits of exercise but the emotional and mental ones too. People who have good mental health are likely to feel more in control of their lives, and their debt. Is there a way to sneak exercise into our busy lives?

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The stress of dealing with debt alone

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No one should ever have to deal with debt alone

Mother Theresa was once quoted as saying “The most terrible (form of) poverty is loneliness”. Considering that in today’s society loneliness is said to be on the rise, she may well have been onto something.

Problem debt and rising living costs are a burden for many people, but it seems that people living alone have it especially tough. A 2011 study by Co-operatives UK found that 51% of a single person’s income goes on essential items such as housing, food and utilities compared just 30% of income earned by people living together. Dealing with this kind of pressure can surely intensify the negative feelings a lonely person goes through.

There’s more: according to the 2010 Lonely Society report by the Mental Health Foundation, the percentage of households occupied by one person more than doubled from 6% in 1972 to 12% in 2008. They also stated that more than a third of us (42%) have felt depressed because we felt alone.

If you take a look at our Debt in Mind page you’ll see quotes from actual clients expressing deep feelings of loneliness and despair. Debt and these feelings are often linked. If you’re feeling lonely it helps to understand more about these feelings. 

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Your relationship, your debt and your mental health

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Debt problems can destroy even the healthiest of relationships

Debt can harm even the healthiest of relationships

It’s long been a concern of ours that so many people who struggle with debt feel a knock-on effect with their relationships.

There’s reason to be worried; our infographic for Mental Health Awareness Week highlights that 6.2 million people are hiding their debt from their partners. What’s more, 35% of people with debt problems said their relationship suffered or ended completely due to debt worry.

As Peer mentioned in a previous article, debt due to separation or divorce is a real problem all across the UK.  Luckily, our Wellbeing guide has a few suggestions to help keep your relationship on track during times of stress.

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6 ways to reduce workplace stress

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Benefit changes and your IVA

Don’t let the daily grind get you down

There are no two ways about it; a lot of us go to work so we can continue to pay the bills, buy some shiny things and stay out of debt.

To achieve this ideal, stress has been accepted in a lot of workplaces as the norm. How can we keep our stress levels under control?

The Mental Health Foundation (MHF) says that it’s very important to have a healthy work-life balance. Research suggests that an increasingly demanding work culture in the UK is perhaps the biggest challenge to the mental health and wellbeing of the general population.

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Our 10 essential debt articles

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It’s hard to narrow it down, but here’s our top 10 articles!

We’re busy changing over our website to StepChange Debt Charity ahead of our rebrand on Monday

When we rebrand we’ll be bigger, better and brighter than ever before. It’ll be worth the wait, we promise!

In the meantime, we’ve put together a handy cheat sheet of MoneyAware blogposts to help you with a whole range of debt questions and concerns.

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