Tag Archives: frugal

Jam-jar budgeting: The simple trick to organise your finances

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We’ve talked in the past about ways you can use technology to help you budget, but there’s one particular bit of tech that’s been around for hundreds of years you can use too. The jam jar. Or, more accurately, a few jam jars.

My Grandma used this method to manage her household finances. She didn’t have a lot of money when she was younger, but she used jam-jar budgeting to keep track of her money and she always knew how much she had.

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How to keep the kids occupied this summer for less

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The summer holidays are here! It can be a tricky task to keep the kids happy for six or eight whole weeks, especially with soaring costs making the task even harder.

kids occupied this summer

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Planning a baby on a budget

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sleeping babyHaving a baby is one of the biggest changes that can happen in your life and with the costs of raising a child going up, it’s important to plan ahead.

Hormonal ups and downs bring feelings of excitement, anxiety, nervousness, elation and fear; but along with managing all these emotions your finances play a massive part in preparation for a baby.

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Host your own garden party on a budget

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If you can’t get to Spain, why not bring Spain to you! Lucia in our training team gives you her tips to make a Mediterranean feast on a budget…

Phew, we can all breathe a sigh of relief…summer has finally landed. Well, that’s what my calendar tells me, but the weather’s saying differently at the moment!

At this time of year all my friends want to spend the weekend in the pub, and the cost of this can soon add up.

As an alternative, how about asking the girls round for a summer garden party? If you’ve not got a garden you could easily pack up the food and take it to the park, or even have an indoor picnic. With a little bit of creativity you can whip up some tasty food and drinks without breaking your food budget. If everyone helps out and brings a bottle, you can still be the hostess with the mostess!

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7 new uses for old things

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When we spend money we may as well squeeze every single penny out of the things we buy, right? Glad you agree! Join me on my mission to dabble with the boundaries of being overly frugal as I attempt to give everything a second lease of life.

They say cats have nine lives, well these objects have at least two, I tell you. Here are my top seven new uses for old things that’ll save you money, straight from Jenny’s
marvellous recycling emporium. That name makes reusing things sound pretty exciting doesn’t it? Before we have time to debate whether it actually is or not, here’s the list:

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5 MoneySavingExpert.com challenges that could change your spending habits for good

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Goals resolutions list

Could an MSE challenge help you reach your money goals?

Living on a budget isn’t easy at the best of times, and sticking to a strict budget can sometimes feel like a slog.

This is something we hear from clients, which is why we offer as much motivation and support as we can along the way. But sometimes all you really need is to speak to someone in the same boat.

The MoneySavingExpert.com (MSE) forum is one of the biggest online communities of money-saving movers and shakers. As well as hundreds of forum threads discussing everything from freebies to consumer rights, there are loads of money-saving challenges to get involved in.

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10 frugal fails you should be avoiding

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woman with empty wallet

Sometimes it costs to be frugal…

You know us; we’re always encouraging people to be frugal. It’s our ‘thing’, as it were. There are times though when your good intentions could cause a money-draining fiasco rather than save you pennies.

There’s an old saying ‘buy cheap, buy twice’, meaning that sometimes going for the frugal option can often cost you more in the long run. There are also pitfalls like BOGOF supermarket deals (who hasn’t fallen prey to them from time to time?) and snags in the fine print of vouchers to be wary of.

The best way to avoid falling foul of a false economy is to not be thrifty where it counts to spend a little more. Sometimes being frugal isn’t worth the hassle it may cause in the future. Not that we can see in to the future, we’re just using the power of hindsight.

Find out when being thrifty does more harm than good with our list of frugal fails.

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