Hormonal ups and downs bring feelings of excitement, anxiety, nervousness, elation and fear; but along with managing all these emotions your finances play a massive part in preparation for a baby.
Tag Archives: frugal living
Just like any adventure, committing to living frugally can come with its pitfalls. When it comes to budgeting and taking care of debts, sometimes it’s not so much about making more money as it is about saving the money you already have.
The tricky part is knowing where to start! What savings can we make right now that could make a lasting difference?
Turns out it might be easier than you think!
Here are 101 hacks to save you pennies in six categories, compiled from various sources around the web including the Money Advice Service. If you’re looking for a way to keep the pounds in your pockets, this is a good place to start!
Living on a budget isn’t easy at the best of times, and sticking to a strict budget can sometimes feel like a slog.
This is something we hear from clients, which is why we offer as much motivation and support as we can along the way. But sometimes all you really need is to speak to someone in the same boat.
The MoneySavingExpert.com (MSE) forum is one of the biggest online communities of money-saving movers and shakers. As well as hundreds of forum threads discussing everything from freebies to consumer rights, there are loads of money-saving challenges to get involved in.
As it’s getting colder and the nights are drawing in, one of the perks is snuggling up in your PJs with a hot bowl of soup. It’s even better when you’re watching a trashy show on telly at the same time, but enough about my Saturday nights.
As well as being good for you, soups are cheap and incredibly easy to make. You can actually get some pretty decent flavours from not that many ingredients.
All you need to get started is some stock cubes and some salt and pepper. A hand blender can come in handy too, which you can pick up quite cheaply in big supermarkets. Mine cost me just under £5 and does the job just as well as some of the more expensive models!
So the clocks are going back this weekend. Cue obligatory panic about whether that means we’ll get an hour less in bed or not! Thankfully, this Sunday you’ll have a whole extra hour in your day. Or your Saturday night, if you’re the energetic type.
Rather than getting 60 minutes more sleep, here are eight ways you could use your extra hour to boost your bank balance this weekend!
Earlier this month, we heard the news that all school children between the ages of five and seven will now be given free school meals. The initiative is set to save families a whopping £437 per year, which is great news for anyone who’s eligible.
As well as saving money, it means fewer families will have to do the packed lunch dash each morning!
But if this initiative doesn’t affect your family, how can you make sure your kids are getting a healthy, nutritious meal without breaking the bank?
How often do you find yourself chucking plastic packaging in the bin because you don’t know if you can recycle it, or throwing away food because you’ve made too much? I’ll put my hand up and confess I’m guilty of doing both.
It’s incredible to think that in England alone we generate a massive 177 million tonnes of rubbish each year. As well as the environmental cost of wasting our resources, there is also a huge financial toll. How much money could we save if we planned our meals better, used up leftovers, and didn’t always look to buy things brand new?