Tag Archives: budgeting

How to keep your household bills on track

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As the largest consumer body in the UK, Which? exists to arm you with the information you need when considering where to spend your money. They’ve developed ’emindme’, a handy email reminder tool that helps you keep track of what bills you need to pay and when. Grace Kindred from Which? tells us more…

Managing bills can be complicated and time-consuming. If you forget to pay your bills and don’t deal with the situation correctly, arrears can build up and become difficult to deal with. However, there are steps you can take to help you be more organised when it comes to your finances.

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We’re in this together – The MSE Debt Free Roll of Honour

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Thousands of people put their debt problems behind them for good every month. We see that as a cause for celebration, and so do our good friends at MoneySavingExpert.com.

On their forum there’s a very popular thread known as the Debt Free Roll of Honour. Ever since its launch in 2006 this is where people can share their stories once they’ve paid off their debt. And who knows…someone who desperately needs debt advice may find this forum thread and be inspired to deal with their debts too!

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Tasty meals for under a pound – the MoneyAware cheap meals challenge

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This month we’ve challenged ourselves to cook the tastiest meal for under a pound per portion. The winner is the person that manages to find the right balance between thrifty ingredients and a tasty meal.

Cooking on a budget can be a challenge and it’s easy to fall back on beans on toast or ready meals if you’re skint. Reading this challenge might give you some inspiration for tasty alternatives when you’re next planning a cheap meal.

This is the latest in a range of challenges the MoneyAware team have undertaken. Last month we tried to have as much fun as possible for five pounds, previous challenges have included: cooking with cheap cuts of meat,  road-testing budgeting apps and DIY Christmas presents. Continue reading »

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eBook review: Jump Start your Money Confidence by Penny Golightly

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Confidence looks like different things to different people. For many, it’s what you need when tackling a tough issue with your boss or wearing a slightly more daring outfit than usual. Money confidence can be a more complex beast altogether.

What is money confidence? Is it about having faith in your ability to spend wisely? Is it the guts it takes to face down the debt problems you’ve been meaning to deal with? Is it the joy of building a realistic budget and knowing that by sticking to it, you can become a money-saving superstar?

It turns out, as Penny Golightly’s new eBook will show you, that it’s all these things and more.

I was really pleased when Penny got in touch and asked me to take a gander at her most recent downloadable book ‘Jump Start Your Money Confidence’. I enjoy her writing style a great deal, so I was hopeful that I would find it an engaging as well as informative read. Here are my highlights from the book, and why I think it’s definitely worth a read.

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Renting lessons I’ve learned the hard way

posted by in Budgeting, Housing Leave a comment

I’ve rented many houses in my time. From rat-infested terraces, to slug-populated basements and mould-filled houses with a sprinkling of damp.

What can I say? It’s been a learning curve.

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20 budget BBQ tips

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Nothing says summer quite like a good old-fashioned BBQ. You’ve been checking the weather all week, perfecting your Aussie “shrimp on the barbie” impersonation and invited your family, friends and your in-laws.

They all expect nothing but culinary greatness from you. But how do you host a memorable day with without spending a fortune?

Here’s our 20 budget BBQ hacks to help you smoke the competition for less.

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7 ways to cut your medicine costs

posted by in Budgeting, Income shocks, Wellbeing Leave a comment

Good health is something we all value – you can’t really put a price on it. Well, that’s what people say, but it’s not entirely true.

In 2014, illness was listed as the fourth biggest reason our clients gave for getting into debt. There can be lots of financial consequences of falling ill, like having to take time off work, make alternative travel or childcare arrangements, or shell out money on prescriptions.

Whether you have a long-term or short-term illness, getting sick can have a huge impact on your finances, especially if you’re already living to a strict budget.

The good news is that there are ways to help lower the costs associated with illness, and in some cases even get rid of them completely. Why cough up more than you need to?!

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