Tag Archives: bills

A friend in need…what to do if someone you know is in debt

posted by in Living with debt 3 Comments

Don't let your friend suffer in silence any longer.

Don’t let your friend suffer in silence any longer.

You’ve known for a while now that someone you care about is going through a rough patch with money.

Their face is constantly tight with worry and there’s a stack of bills on their side table. You can’t have a five-minute conversation without their phone ringing, and every time it does they let out a world-weary sigh.

There could be a whole host of reasons why they’re struggling, some you may not even be aware of. Maybe they recently had their hours cut at work, or their partner walked out. Perhaps their household expenses have been creeping up in price over time (you no doubt know yourself how expensive things are these days). You want to help but don’t know how.

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Planning a baby on a budget

posted by in Budgeting Leave a comment

sleeping babyHaving a baby is one of the biggest changes that can happen in your life and with the costs of raising a child going up, it’s important to plan ahead.

Hormonal ups and downs bring feelings of excitement, anxiety, nervousness, elation and fear; but along with managing all these emotions your finances play a massive part in preparation for a baby.

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How to start an emergency fund

posted by in Budgeting 2 Comments

So you’ve made the usual New Year’s resolutions. You’ve resolved to go on a diet, take more exercise, take up a new hobby and stop drinking.

There’s a lot of pressure that comes along with keeping a resolution. One minor slip-up, and it can feel like it’s all come crashing down and there’s no point in persevering with it. There is, however, one resolution that you should make and keep this year: start an emergency fund.

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5 services you can use right now to help you deal with debt

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If you need help with your debts, you might be surprised to learn that there are lots of tools and services out there that can make the whole process just a bit easier.

In fact, we have five such services on the StepChange Debt Charity website and through our friends at Money Advice Service! Let’s check ‘em out…

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How to save money on your water bill with WaterSure

posted by in Saving money Leave a comment

giant tap in sky illustration

Could you save money on your water bill?

I remember learning about the water cycle at school and drawing big fluffy clouds and rivers in my exercise book and writing long words next to them that meant very little to me at the time.

To be honest evaporation, condensation and precipitation still mean very little to me, but having clean water running out of my tap means quite a lot. But I must have missed the part of the lesson where they said we had to pay for that last bit.

A lot of people try to cut back on the amount of water they use either because they’re concerned about the environmental impact or want to save money. We’ve written about some of the ways you can save money by using less water before, but if you’re struggling to pay your water bill, what can water companies do to help?

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Debt Awareness Week 2015: let’s take control of debt!

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Debt Awareness Week logo

Lets help more people take control of debt than ever

Personal debt is an issue for millions, but in no month is the stress of debt more acutely felt than in January. Many people are feeling broke after the festive season, and may have opted to put off seeking debt advice until now.

It’s estimated that some 2.9 million people urgently need debt advice*. The trouble is that many don’t know where to start.

On Monday we launch our second annual Debt Awareness Week, where we highlight the issue and encourage people to get free debt advice. We want to help more people take control of their debt than ever before.

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How I supported my partner through redundancy

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You can get through this by working together

You can get through this by working together

Redundancy is far from a pleasant thing to deal with. That’s why it’s important that a person going through redundancy gets the support they need from their partner – emotionally as well as financially. How do I know this? Because in 2012, out of the blue, it happened to us.

I remember my husband telling me he’d been made redundant like it was yesterday. He looked so worried, so uncertain of what lay ahead. We hadn’t had any major money worries since we were students, and now it would be up to me to keep us trucking along until he found work again. I had this dull, heavy feeling in the pit of my stomach thinking about how we would cope.

Thankfully my hubby was able to find work within a few months, but not before we learned some very valuable lessons about our finances during his time out of work.

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