7 easy ways to save money in 2017

posted by Jenny in Saving money 4 Comments

There are loads of articles on the web dedicated to helping you save money. LOADS. We’ve got a fair few on this blog alone. While saving money is great, many tips need you to spend money before you start saving. What happens if you don’t have much to spare to start with?

We recently discovered that almost a third of Brits saved nothing in the last 12 months – because they had no spare money to actually save.

So I’m on the hunt for techniques that make saving money easier. The methods I’ve found can be adjusted to suit different budgets, so if you’re able to save more you can but if you can’t that’s OK too – after all, even saving small amounts adds up.

Continue reading »

Tags

Unable to get a refund on your card? Get a chargeback!

posted by Rachel in Making money Leave a comment

When you order items, there are many security measures in place to protect you against fraudsters, dishonest merchants and items not sold as described. This is good to know, as so many of us shop online nowadays. According to Internet Retailing, shoppers spent more than £130bn online in 2016, which is around £18bn more than in 2015.

Every now and then something can go wrong. A company might find they’ve overestimated how much of an item they have in stock. They may also find themselves unable to issue refunds.

A retail company has recently been in the news for offering goods such as Playstation VR headsets and Hatchimal toys before Christmas. Sadly, they were ultimately unable to honour thousands of purchases, which left a lot of people in a pre-Christmas panic (read more about it on MoneySavingExpert.com).

If you find yourself dealing with a purchase gone awry, it can be very frustrating. This is especially the case if you’re buying a Christmas or birthday present. Luckily, you DO have rights and there may be a way to get your money refunded: ask your bank to do a chargeback!

Continue reading »

Tags

Top 5 debt news stories for January 2017

posted by StepChange MoneyAware in Debt news Leave a comment

It’s been busy start to the year, with news that HSBC is to redress around £4m to customers after the regulator found unfair charges were added to some of its customer’s debts. Latest figures released by the Bank of England also show soaring levels of consumer debt.

HMRC have released a list of the worst excuses for not paying the minimum wage, as part of a new campaign; and the BBC reported that thousands are missing out on a little-known benefit that could see grandparents £230 a year better off when they retire.

Continue reading »

Tags

Your 2017 10 step financial detox

posted by Rachel in Budgeting 1 Comment

Now that we’re in a fresh New Year, it’s all about clean slates, resolutions and working towards being our healthiest in all aspects of life, including money. There’s no better time to give yourself a financial detox!

Let’s make this year the one where you conquer your money woes once and for all. We’ve put together a list of ten financial detox tips to keep you on track…

Continue reading »

Tags

How to make extra cash – money wisdom from the web

posted by Rachel in Making money 14 Comments

Everybody likes earning extra cash, and if you can earn it around your normal daily routine, all the better. The tricky part is figuring out how to find the time. Also, what if you need the cash quickly?

Luckily, there are lots of handy articles on the web that can help you get started. We rounded up some of our favourites so you don’t have to…

Continue reading »

Tags

How to start an emergency fund

posted by Rachel in Budgeting 2 Comments

So you’ve made the usual New Year’s resolutions. You’ve resolved to go on a diet, take more exercise, take up a new hobby and stop drinking.

There’s a lot of pressure that comes along with keeping a resolution. One minor slip-up, and it can feel like it’s all come crashing down and there’s no point in persevering with it. There is, however, one resolution that you should make and keep this year: start an emergency fund.

Continue reading »

Tags

10 money-saving resolutions you need to make for 2017

posted by Rachel in Budgeting Leave a comment

Whether it’s a commitment to work out more, smile more or help out more around the house, New Year’s resolutions come in all shapes and sizes. The chance to start over again can feel so refreshing, but sticking to our resolutions is another thing altogether!

One of the most common themes for new year’s resolutions is to save more money. Without a solid strategy in place however, you may struggle to keep up your good intentions on willpower alone.

We’ve put together a list of tips and tricks to keep your money-saving resolutions on the right track. Before we get started, let’s get all Game of Thrones-y and take a solemn vow to keep us focused on this epic money-saving quest:

This year, in order to be the master of money-saving I was destined to be, I hereby swear to…

Continue reading »

Tags