Top 5 debt and money news stories in March

posted by Rachel in Debt news Leave a comment

The Spring Budget, zero hour contracts and a 30-year low in homeownership were just some of the biggest debt and money-related news stories this month.

Alongside that there’s news that families in England and Wales are spending more on their bills than food…

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How you helped us get Breathing Space back on the agenda

posted by StepChange Debt Charity in Debt news Leave a comment

Last month over 1,000 of our clients emailed their MPs asking them to support a Breathing Space scheme for people in debt in England, Wales and Northern Ireland*. If you helped, thank you. If you didn’t, there’s still time.

A scheme like this would mean that when people in debt get advice they’d have fees, charges and interest on their debts frozen, along with a break from enforcement action. It would allow them time to sort out their finances without seeing their debts spiralling upwards. Continue reading »

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10 things your Nan can teach you about budgeting

posted by Becca Drury in Debt news Leave a comment

As much as I loved my Nan when I was growing up I always thought she was a bit of a skinflint.

I have vivid memories from my teenage years of being embarrassed when she’d take me into charity shops, and annoyed when she’d nag me to switch off lights. I’d roll my eyes and sigh; 14-year-old me just didn’t care about saving money.

Twenty years later and I understand why she was always being thrifty: she believed in saving on the little things in life so that she could build a nest egg. Sadly my Nan is no longer with us, but I think some of the budgeting tips she taught me are timeless.

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How to budget on a fluctuating income

posted by Becca Drury in Debt news Leave a comment

Whether you’re working flexible hours because it suits your lifestyle or you’ve been unable to find a full time contract, living off a fluctuating income can be a challenge.

Not knowing what your take home pay will be each week or month can make budgeting difficult, and sometimes this uncertainty can push you into debt. Here we talk about how you can budget even when you’ve got a fluctuating income.

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How can I make money from market research?

posted by Becca Drury in Making money Leave a comment

Are you living on a budget and looking to maximise your income? Finding easy ways to make a little extra cash can come in handy when your finances are stretched.

But how do you make money from market research? What exactly is it anyway?
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10 weird and wonderful ways to make money in 2017

posted by Rachel in Making money Leave a comment

We’ll never stop looking for new ideas on how you can make extra cash. From inviting people around to dinner to adding your wisdom to fortune cookies, it seems that new, weird and wonderful ways to make money are popping up all of the time!

This is part four in our ‘Weird and Wonderful Ways to Make Money’ series. Don’t forget to check out parts one, two and three!

(Please note that some of the following money-making tips have been added for entertainment purposes).

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Quit smoking, save the pennies for No Smoking Day 2017

posted by Rachel in Saving money 1 Comment

It's time to quit

How can something so small create so much pain?

You may have been debating quitting smoking for some time now. You’re probably well aware of what a drain on your budget cigarettes can be, but it’s easier said than done to give them up for good.

Believe me, we know how you feel; we have three ex-smokers on the team and one other who regularly steps out into the cold to light up.

Look at the budgeting you can do: cancelling a mag subscription? Easy. Buying more own-name brands than the more expensive food labels? A doddle. But, those cigs keep coming back, almost as if they’re taunting you. We don’t give a fig about your budget, they squeal, so we’re not going anywhere…!

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