Quick ways to make money for Christmas

posted by Charley in Making money Leave a comment

Christmas is fast approaching, and so is the extra cost that comes with it. It can be stressful at the best of times, but if money’s tight there’s an extra layer of stress to deal with. We’ve already written about doing Christmas on a budget, but what about making extra cash for it?

Quick ways to make money for Christmas

Continue reading »

Tags

Jam-jar budgeting: The simple trick to organise your finances

posted by James in Budgeting Leave a comment

We’ve talked in the past about ways you can use technology to help you budget, but there’s one particular bit of tech that’s been around for hundreds of years you can use too. The jam jar. Or, more accurately, a few jam jars.

My Grandma used this method to manage her household finances. She didn’t have a lot of money when she was younger, but she used jam-jar budgeting to keep track of her money and she always knew how much she had.

how to budget using a jam jar Continue reading »

Tags

10 myths about IVAs

posted by Becca in Living with debt Leave a comment

iva myths

Did you hear the one about ‘writing off up to 80% your debts’? We have too. Unfortunately some of the myths about Individual Voluntary Arrangements (IVAs) can have very little to do with the reality.

These myths can confuse people considering an IVA as a solution to their debt problems, and those living on one. We’re here to help.

Let’s look at the most common misconceptions about IVAs and the facts behind the myths:

Continue reading »

Tags

MoneyAware news: August 2017

posted by Charley in Debt news Leave a comment

What’s everyone talking about in the world of debt and money? Here’s a round-up of the most important news this month…

Continue reading »

Tags

Can I get a car when I’m in debt?

posted by Becca in Living with debt 12 Comments

Disclaimer: If you’re currently on a debt solution you may be breaking the terms of your agreement by taking out new credit. You should call your debt solution provider first to discuss any additional credit that you might be considering.

When you’re living with debt it’s important to keep your transport costs under control. But what if your car breaks down? What if you need one for work? Or you want a second car for your family? Can you buy a car? It’s something we get asked every day. 

Because everyone’s situation is different there’s no easy answer to this question. You can buy a car when you’re in debt but we recommend that you consider the following first…

Can I get a car when I'm in debt

Continue reading »

Tags

How to stay motivated while getting out of debt

posted by Charley in Living with debt Leave a comment

Whether you’re taking the very first steps to repay your debt or are have been dealing with them for a while, it can be hard to keep a positive attitude. We’ve found some really useful ideas to stay motivated when getting out of debt.

Staying motivated can be difficult when there’s a lot to take in, plan for and keep on top of. But don’t worry; you can use these handy tips right away.

writing in a planner

Continue reading »

Tags

How to budget your money

posted by Becca in Budgeting Leave a comment

The first step to getting in control of your finances is to create a budget. This will help you understand what your income is, and what you’re spending your money on each month.

Let’s take a look at what budgeting is and go through a step-by-step guide to making a budget.

how to budget

Continue reading »

Tags