Tag Archives: money saving

Maintaining your friendships when you’re in debt

posted by in Money saving, Relationships, Wellbeing Leave a comment

When you’re trying to cut back on your spending, it’s almost inevitable that your social life might take a bit of a knock. You may be embarrassed about confiding in your friends about money worries, or even feel bad about turning down their invites to events.

We don’t want to see your friendships or relationships suffer while you’re dealing with debt, as having that support is really important to your wellbeing. The good news is it’s possible to keep your friendships strong, even if times are a little tougher than usual.

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Are you a secret spender?

posted by in Budgeting, Money saving 2 Comments

Do you know what secret spending is? It’s when, with all the good intentions in the world, you spend more without needing to, or even realising it.

Spending pitfalls are everywhere, from the supermarket aisles to the funfair. So, in a world where the invisible hand of consumerism is pushing us to spend, spend, spend, are you guilty of spending without even thinking?

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7 things cats can teach us about money

posted by in Budgeting, Money saving 1 Comment

Animated pictures of cats are the lifeblood of the internet. It seems like everyone loves a cat GIF.

So we’ve decided to embrace our feline friends and consider the lessons we can learn about our finances from cats.

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9 free ways to boost your happiness

posted by in Budgeting, Money saving Leave a comment

There are times when we feel like we could do with a boost but can be hard to know exactly what to do to make ourselves feel better. It’s even harder to know how to increase your happiness if you don’t have spare cash.

Don’t worry though, there are plenty of ways to feel happy without having to spend a pound. Continue reading »

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Renting lessons I’ve learned the hard way

posted by in Budgeting, Housing Leave a comment

I’ve rented many houses in my time. From rat-infested terraces, to slug-populated basements and mould-filled houses with a sprinkling of damp.

What can I say? It’s been a learning curve.

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Host your own garden party on a budget

posted by in Budgeting, Debt, Money saving Leave a comment

If you can’t get to Spain, why not bring Spain to you! Lucia in our training team gives you her tips to make a Mediterranean feast on a budget…

Phew, we can all breathe a sigh of relief…summer has finally landed. Well, that’s what my calendar tells me, but the weather’s saying differently at the moment!

At this time of year all my friends want to spend the weekend in the pub, and the cost of this can soon add up.

As an alternative, how about asking the girls round for a summer garden party? If you’ve not got a garden you could easily pack up the food and take it to the park, or even have an indoor picnic. With a little bit of creativity you can whip up some tasty food and drinks without breaking your food budget. If everyone helps out and brings a bottle, you can still be the hostess with the mostess!

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7 ways to cut your medicine costs

posted by in Budgeting, Income shocks, Wellbeing Leave a comment

Good health is something we all value – you can’t really put a price on it. Well, that’s what people say, but it’s not entirely true.

In 2014, illness was listed as the fourth biggest reason our clients gave for getting into debt. There can be lots of financial consequences of falling ill, like having to take time off work, make alternative travel or childcare arrangements, or shell out money on prescriptions.

Whether you have a long-term or short-term illness, getting sick can have a huge impact on your finances, especially if you’re already living to a strict budget.

The good news is that there are ways to help lower the costs associated with illness, and in some cases even get rid of them completely. Why cough up more than you need to?!

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