Know your rights – August’s debt news

posted by Rory in Debt 1 Comment

Know your rights - August's debt news

Catch up with August’s debt news!

Is summer over already? How did that happen? It seems like only yesterday I was dragging a deckchair out of the shed in a vain attempt to get a tan.

I hope you parents out there have got those uniforms pressed and ironed for the kids going back to school this week!

If you’ve been busy looking after the kids or away on your jollies then here’s this month’s debt news courtesy of the MoneyAware team.

Continue reading »

Tags

Zero Waste Week: are you up for the challenge?

posted by Laura in Budgeting, Money maximising Leave a comment

How could Zero Waste Week save you money?

How could Zero Waste Week save you money?

How often do you find yourself chucking plastic packaging in the bin because you don’t know if you can recycle it, or throwing away food because you’ve made too much? I’ll put my hand up and confess I’m guilty of doing both.

It’s incredible to think that in England alone we generate a massive 177 million tonnes of rubbish each year. As well as the environmental cost of wasting our resources, there is also a huge financial toll. How much money could we save if we planned our meals better, used up leftovers, and didn’t always look to buy things brand new?

Continue reading »

Tags

Breathe new life into your tech – revive your old mobile

posted by Rory in Money saving 1 Comment

Revive your old mobile

The 4S is strong with this one, Luke

Phones are constantly being upgraded these days. The relentless battle to keep up-to-date means that often your old mobiles end up in the ‘tech junkyard’ that is your bedroom drawer.

If you’re feeling brave enough to dig around then we’ve got some handy ideas for breathing life into your old mobiles and saving you a few bob at the same time.

Continue reading »

Tags

Thrifty birthday gift ideas

posted by James in Money saving Leave a comment

Happy birthday

Oh you shouldn’t have…

Birthdays should be a time of fun and happiness but if you’re short of cash then finding money for birthday gifts can be a major cause of stress.

Don’t fear though, with a bit of thought and creativity you can avoid shelling out your money and give a birthday gift that the recipient will love.

Most people will agree that the presents they really remember are the ones that took effort rather than ones that were pulled off the shelf in a shop and hurriedly shoved in a gift bag.

So giving a gift that’s low on cost but high on thought is more likely to be a hit!

Continue reading »

Tags

Skint Dad’s top 10 back to school tips

posted by Skint Dad in Budgeting, Money saving 1 Comment

Our pal Ricky Willis A.K.A. Skint Dad has written a great guide to getting full marks on all the back to school essentials – over to you, Ricky!

Are you ready for the back to school rush?

Are you ready for the back to school rush?

With September and ‘back to school’ rearing its head, my mind begins to wander towards autumn mornings, wet leaves lining the roads, and hauling myself out of bed while wishing the alarm would just leave me be! 

Every year, without fail, the start of the school term manages to sneak up on me.

Even though I knew it was coming, it always feels light years away when you’re in the throes of summer fun with the kids.

With so many different things to pay out for, here are my top ten tips to ensure you’re top of the class on school savings!

Continue reading »

Tags

How I supported my partner through redundancy

posted by Charlotte Bjorndal in Income shocks, Redundancy Leave a comment

You can get through this by working together

You can get through this by working together

Redundancy is far from a pleasant thing to deal with. That’s why it’s important that a person going through redundancy gets the support they need from their partner – emotionally as well as financially. How do I know this? Because in 2012, out of the blue, it happened to us.

I remember my husband telling me he’d been made redundant like it was yesterday. He looked so worried, so uncertain of what lay ahead. We hadn’t had any major money worries since we were students, and now it would be up to me to keep us trucking along until he found work again. I had this dull, heavy feeling in the pit of my stomach thinking about how we would cope.

Thankfully my hubby was able to find work within a few months, but not before we learned some very valuable lessons about our finances during his time out of work.

Continue reading »

Tags

Payday loan problems? Watch the latest video from the Ombudsman

posted by James in Payday Loans 1 Comment

Payday loan Financial Ombudsman

Payday loans often add to your worries

Taking out a payday loan to deal with a money problem can be tempting but we know that it can lead to a slippery slope of debt and stress.

That’s why it’s great to see the Financial Ombudsman Service’s new video, aiming to highlight the dangers of taking out a payday loan.

As the video says, payday loan might give you short term relief but often only postpones the problem and the loan becomes an extra thing to worry about. We talk to people who’ve fallen victim to this all too often. Continue reading »

Tags