While I was debt advisor I received two calls in as many days from clients whose entire monthly wage had been seized by their respective banks.
In both cases these clients had been told to open a new bank account but hadn’t, thinking “it wouldn’t happen to me”.
The truth is that it did happen to them and I remember hearing that fear in their voices when they realised that none of their bills would be paid that month, and that they also had no money for food, petrol or anything.





