Breathe new life into your tech – revive your old mobile

posted by Rory in Money saving Leave a comment

Revive your old mobile

The 4S is strong with this one, Luke

Phones are constantly being upgraded these days. The relentless battle to keep up-to-date means that often your old mobiles end up in the ‘tech junkyard’ that is your bedroom drawer.

If you’re feeling brave enough to dig around then we’ve got some handy ideas for breathing life into your old mobiles and saving you a few bob at the same time.

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Thrifty birthday gift ideas

posted by James in Money saving Leave a comment

Happy birthday

Oh you shouldn’t have…

Birthdays should be a time of fun and happiness but if you’re short of cash then finding money for birthday gifts can be a major cause of stress.

Don’t fear though, with a bit of thought and creativity you can avoid shelling out your money and give a birthday gift that the recipient will love.

Most people will agree that the presents they really remember are the ones that took effort rather than ones that were pulled off the shelf in a shop and hurriedly shoved in a gift bag.

So giving a gift that’s low on cost but high on thought is more likely to be a hit!

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Skint Dad’s top 10 back to school tips

posted by Skint Dad in Budgeting, Money saving 1 Comment

Our pal Ricky Willis A.K.A. Skint Dad has written a great guide to getting full marks on all the back to school essentials – over to you, Ricky!

Are you ready for the back to school rush?

Are you ready for the back to school rush?

With September and ‘back to school’ rearing its head, my mind begins to wander towards autumn mornings, wet leaves lining the roads, and hauling myself out of bed while wishing the alarm would just leave me be! 

Every year, without fail, the start of the school term manages to sneak up on me.

Even though I knew it was coming, it always feels light years away when you’re in the throes of summer fun with the kids.

With so many different things to pay out for, here are my top ten tips to ensure you’re top of the class on school savings!

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How I supported my partner through redundancy

posted by Charlotte Bjorndal in Income shocks, Redundancy Leave a comment

You can get through this by working together

You can get through this by working together

Redundancy is far from a pleasant thing to deal with. That’s why it’s important that a person going through redundancy gets the support they need from their partner – emotionally as well as financially. How do I know this? Because in 2012, out of the blue, it happened to us.

I remember my husband telling me he’d been made redundant like it was yesterday. He looked so worried, so uncertain of what lay ahead. We hadn’t had any major money worries since we were students, and now it would be up to me to keep us trucking along until he found work again. I had this dull, heavy feeling in the pit of my stomach thinking about how we would cope.

Thankfully my hubby was able to find work within a few months, but not before we learned some very valuable lessons about our finances during his time out of work.

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Payday loan problems? Watch the latest video from the Ombudsman

posted by James in Payday Loans 1 Comment

Payday loan Financial Ombudsman

Payday loans often add to your worries

Taking out a payday loan to deal with a money problem can be tempting but we know that it can lead to a slippery slope of debt and stress.

That’s why it’s great to see the Financial Ombudsman Service’s new video, aiming to highlight the dangers of taking out a payday loan.

As the video says, payday loan might give you short term relief but often only postpones the problem and the loan becomes an extra thing to worry about. We talk to people who’ve fallen victim to this all too often. Continue reading »

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Changes to student loan repayments – what it means for you

posted by Laura in Debt, Student loans Leave a comment

How will the changes to student loan repayments affect you?

How will the changes to student loan repayments affect you?

You might have heard in the news recently that the Government has announced changes to the way student loans are repaid.

Whenever you hear about student loans on the news, it often gets bogged down in politics and controversy.

If all you really want to know is “what are the changes and how do they affect me?!” read on…

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Don’t score an own goal with your shopping habits

posted by Rory in Budgeting, Money maximising, Money saving Leave a comment

Don't score an own goal with your shopping habits

Don’t score an own goal with your shopping habits

“It’s time to go shopping, there’s nothing left in the cupboards!” 

Those dreaded words mean it’s time to tear yourself away from return of the footie season and last of the summer sun for the chilly confines of your local supermarket.

The goal of whizzing round as quickly as possible means you can often end up with a penalty at the checkouts. How did that happen and why is shopping so expensive these days?

Let’s dig into the top 5 shopping mishaps and offer our advice on avoiding being caught off-side at the tills.

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