The MoneyAware taste test: risk it for a (chocolate) biscuit?

posted by Rachel in Budgeting, Money saving 1 Comment

It's the battle of the biscuits!

It’s the battle of the biscuits!

Ah, the humble chocolate biscuit. What can be more sublime than making a nice cup of tea (or coffee, if that’s your thing…) and dunking a delicious disc of chocolatey goodness into your brew? 

That statement alone is enough to spark fiery debate at MoneyAware HQ. “You dip chocolate biscuits in tea?” Pavan gasped. “What are you, some kind of savage?”

Not to mention that several people on our team swear blind that you can tell no difference between a famous brand of chocolate biscuit and a no-name brand chocolate biscuit.

With choccy biscuits clearly being a hotbed for debate, there was only one conclusion. It was time for a taste test!

Continue reading »


March debt news – know your rights

posted by StepChange MoneyAware in Debt Leave a comment

March debt news

March debt news

March came and went and with it the official start to summer.

While we wait for the sun, here’s this month’s debt news…

Continue reading »


What help can I get towards my childcare costs?

posted by Pavan in Budgeting, Childcare Leave a comment

They're totally worth it!

They’re totally worth it!

The big events in life keep getting more and more expensive. Owning a house, getting married, travelling the world, having kids, even learning to drive and owning a car is becoming too expensive.

Most people would consider a house to be the biggest expense you’ll ever have, but recent figures have shown that childcare costs are similar to the average annual UK mortgage payment (which was estimated at £7,207 in 2012).

This, along with the statistic that it costs an average of £227,000 to raise a child could be enough to put anyone off having kids…but as we all know, it doesn’t! Continue reading »


How can I reduce my childcare costs?

posted by Pavan in Budgeting, Childcare, Welfare Benefits Leave a comment

Choose the right childcare for you and your child

Choose the right childcare for you and your child

There are so many options out there when it comes to childcare.

Having recently been through the turmoil of entrusting the most precious thing in my life into the hands of relative strangers, I totally empathise with anyone having to do the same!

No matter what you choose, it’s important that you plan early. There may be waiting times if your area is oversubscribed so thinking ahead will help to ensure that you’re not forced into making a decision. Continue reading »


6 truths about debt I’ve found from working at StepChange Debt Charity

posted by Matthew in Inside StepChange Leave a comment

Peer, Pav and Mat back in the early days of the MoneyAware team

Peer, Pav and Mat back in the early days of the MoneyAware team

As this is my last blogpost for MoneyAware and my last day as an employee of StepChange Debt Charity I wanted to sum up what I’ve learned in my six years working here.

I started at the height of the credit crunch, and debt was a subject on everyone’s lips. In my time here the economy has been in turmoil and there’s been a squeeze on wages that has affected most people.

My first job in the charity was as an IVA drafter in our sister company StepChange Voluntary Arrangements (this was in the days when the charity was known as the Consumer Credit Counselling Service).

So in those 5+ years, what have I learnt?
Continue reading »


The joys of spring: daffodils, new born lambs, and quarterly energy bills

posted by National Energy Action in Debt, Priority Household Bills Leave a comment

Fuel Poverty Awareness Day is organised by national fuel poverty charity National Energy Action (NEA) in partnership with SSE. We asked Sarah Wright at NEA to shed some light on what fuel poverty entails and how it may affect you. 

JPEG - Small ColourFollowing the arrival of  spring, most of us will be looking forward to the year ahead – until our quarterly energy bills arrive and we realise just what it cost us to keep warm last winter.

Energy price hikes and pressures on household budgets mean that even at the end of a mild winter many people are likely to be struggling to pay their fuel bills. The last official estimate states that 2 million gas and 1.4 million electricity accounts are in debt in Britain, and there are an estimated 4.5 million households in the UK living in fuel poverty.

Next Friday (28th) we’re running Fuel Poverty Awareness Day and we want to share some hints and tips to help you or anyone who’s in fuel debt or worried about keeping warm in their home.

Continue reading »


Get your free credit report this March!

posted by Jess in Budgeting 7 Comments

How to improve your credit rating after a DMP

Get your free credit file and budget better

What better time to start spring clean your finances than the first day of spring? 

We’ve found that until 31st March 2014 you can get your online credit report free of charge.

In an instant you can access to your full credit history and be on your way to a brighter financial future.


Continue reading »