How to prepare for your DMP review

posted by Rachel in Debt, DMP 1 Comment

So your debt management plan (DMP) has been ticking over nicely. Hopefully your creditors have stopped or reduced contact with you and you’re budgeting like a pro.

But we know that this isn’t always the case; kids grow older, bills go up, and your situation can change and adapt.

Reviewing your situation every year, and when things change, can ensure that your DMP is working as it should.

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May’s debt and money news

posted by Rory in Debt, Debt Law Leave a comment

This month we’ve been keeping an eye out on the latest scams, with reports of people getting suspicious-looking emails about Council Tax arrears.

Search giant Google has taken the decision to ban payday loan adverts from its search results, and do you know exactly what’s in your bank account? According to a report, two thirds of us are happy to remain blissfully unaware! It’s all here in May’s debt and money news.

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Money saving wisdom from the web – clothes and shoes

posted by Rachel in Budgeting, Money saving 1 Comment

Clothes are a funny thing. We need to have them (otherwise things would get very awkward very fast) but they can be a drain on our finances. What’s more, things such as tumble dryers and harsh chemicals in soap powder can mean that clothes can fall to bits pretty quickly!

Finding good clothes for cheap is key for any successful budget. Not only do the following articles tell you how to be a thrifty fashionista when it comes to clothes shopping, we also found some tips for minimal-faff repairs and preserving the kid’s threads, too. Not too shabby, eh?

This is by no means an exhaustive list. If we find more fab articles down the line. We’ll update this post with any new stuff we think is useful, so make sure you check back!

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Warning: debt collection and council tax email scam

posted by Jenny in Dodgy practice Leave a comment

There always seems to be a scam trying to trick us out of our cash or attempting to give us a virus on our computers. Thanks for that, internet scam people. Who are you by the way? Who actually does this?

Anyway, whether it’s a witchcraft spell to make your ex-lover return to you or a request for money from a mysterious person in another country, we’ve got to be on the ball.

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People of StepChange: who works behind the scenes?

posted by Laura in Debt, Inside StepChange, Social Media Leave a comment

If you’ve been in touch with us for free debt advice, chances are you’ve come into contact with some of our debt advisors and other frontline colleagues before. But what about all the other people working behind the scenes?

Over 1,400 people work here at StepChange Debt Charity but not all of them are debt advisors. Here’s a closer look at some of the people who make sure the charity keeps to its own high standards, engages with the media and continues to deliver offer free, expert advice to the people that need it.

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April’s debt and money news

posted by Jenny in benefits, Debt Leave a comment

April’s debt and money news has an ongoing theme of change. With changes to benefits, the way you apply for bankruptcy and the National Living Wage being introduced for those over 25, it’s all happening.

We’ve also got highlights from two of our recently released reports that give us an insight into problem debt in the UK.

That’s not all, it also turns out that we’re still confused by our energy bills and find out why 50 Cent is in trouble yet again with the judge dealing with his bankruptcy…

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1m people are missing out on tax credits – are you?

posted by Rachel in Welfare Benefits Leave a comment

It’s estimated that one million people in the UK are missing out on an average of £50 a week by not claiming the tax credits they’re entitled to. This is by no means small change. This is especially true if they’re struggling with debt problems.

Due to recent government changes, once Universal Credit gets rolled out to your local Jobcentre Plus, you’ll no longer be able to start claiming tax credits.

As of April 2016, the amount that you can claim in Universal Credit is less than the equivalent claim in tax credits. Therefore, it’s important for you to start claiming tax credits before your Jobcentre Plus moves to Universal Credit.

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