Tag Archives: budgeting

eBook review: Jump Start your Money Confidence by Penny Golightly

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Confidence looks like different things to different people. For many, it’s what you need when tackling a tough issue with your boss or wearing a slightly more daring outfit than usual. Money confidence can be a more complex beast altogether.

What is money confidence? Is it about having faith in your ability to spend wisely? Is it the guts it takes to face down the debt problems you’ve been meaning to deal with? Is it the joy of building a realistic budget and knowing that by sticking to it, you can become a money-saving superstar?

It turns out, as Penny Golightly’s new eBook will show you, that it’s all these things and more.

I was really pleased when Penny got in touch and asked me to take a gander at her most recent downloadable book ‘Jump Start Your Money Confidence’. I enjoy her writing style a great deal, so I was hopeful that I would find it an engaging as well as informative read. Here are my highlights from the book, and why I think it’s definitely worth a read.

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Renting lessons I’ve learned the hard way

posted by in Budgeting, Housing Leave a comment

I’ve rented many houses in my time. From rat-infested terraces, to slug-populated basements and mould-filled houses with a sprinkling of damp.

What can I say? It’s been a learning curve.

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20 budget BBQ tips

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Nothing says summer quite like a good old-fashioned BBQ. You’ve been checking the weather all week, perfecting your Aussie “shrimp on the barbie” impersonation and invited your family, friends and your in-laws.

They all expect nothing but culinary greatness from you. But how do you host a memorable day with without spending a fortune?

Here’s our 20 budget BBQ hacks to help you smoke the competition for less.

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7 ways to cut your medicine costs

posted by in Budgeting, Income shocks, Wellbeing Leave a comment

Good health is something we all value – you can’t really put a price on it. Well, that’s what people say, but it’s not entirely true.

In 2014, illness was listed as the fourth biggest reason our clients gave for getting into debt. There can be lots of financial consequences of falling ill, like having to take time off work, make alternative travel or childcare arrangements, or shell out money on prescriptions.

Whether you have a long-term or short-term illness, getting sick can have a huge impact on your finances, especially if you’re already living to a strict budget.

The good news is that there are ways to help lower the costs associated with illness, and in some cases even get rid of them completely. Why cough up more than you need to?!

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Free exercise apps – get fit for summer

posted by in Budgeting, Free things to do, Wellbeing 2 Comments

Regular exercise is important for our health, we know that. I don’t know about you, but the gym’s really not my thing and it can be quite pricey too. Luckily, there are lots of ways to keep fit without paying a penny thanks to a host of free fitness apps.

Here are some of the best free fitness apps around at the moment. Whether you’re a beginner who wants to start exercising or a workout pro, hopefully you’ll find an app to suit you.

Disclaimer: check with your GP before you take on a lot of physical exercise. MoneyAware cannot guarantee the success or safety implications of the apps mentioned below.

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20 foods you might be chucking out too soon

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I love my food. Love it. If my bathroom scales were blessed with the power of speech (as well as the power of lies…), they’d tell you the same. What I don’t love is food gone bad before its time. It makes me feel cheated, sad, and still hungry, which is obviously not the point!

When you’re cutting back on day to day costs, preventing food from spoiling too quickly is easier said than done. How do you know you’re storing it correctly? What’s better; room temperature or the arctic depths of the freezer? So many pitfalls!

Not to worry, help is at hand. Check out these easy-peasy ways you could prolong the lives of your perishables. If done properly, just a few small changes can add days, weeks, even months of longevity to your food.

(Always be sure to adhere to food safety guidelines when storing your food. Read this guide on how to store leftovers safely on the NHS website for more details)

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7 new uses for old things

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When we spend money we may as well squeeze every single penny out of the things we buy, right? Glad you agree! Join me on my mission to dabble with the boundaries of being overly frugal as I attempt to give everything a second lease of life.

They say cats have nine lives, well these objects have at least two, I tell you. Here are my top seven new uses for old things that’ll save you money, straight from Jenny’s
marvellous recycling emporium. That name makes reusing things sound pretty exciting doesn’t it? Before we have time to debate whether it actually is or not, here’s the list:

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