Get debt help!
Our charity helps around 370,000 people a year with free debt advice but we also promote wise use of credit through this debt blog, to prevent people falling into the trap of problem debt.
Need debt help now?
CCCS Debt Remedy is FREE and confidential, online debt help when you need it most.
Got a debt question for us? Post it on our dedicated Money Saving Expert forum thread.
Follow us on Google+
Category Archives: Budgeting
10 things you need to budget for
If you’ve resolved to take back control of your finances, the first step you need to take is to put together an accurate income and expenditure budget. Here are ten expenses that should be included in personal financial budget if you have or need them. Continue reading
Posted in Budgeting Tagged budget, budget guide, budgeting, expenditure, expenses, income, personal budget 1 Comment
Know your rights: April’s debt news
You wouldn’t think it by looking at the weather but it’s May already and time to share April’s debt news. This month we cover mortgage rate changes, welfare benefit awareness, council tax enforcement, Coronation Street and Eastenders! Continue reading
Posted in Budgeting, Client info, Debt Law, Economy Tagged benefits, bills, debt, debt advice, debt law Leave a comment
Spring clean your DMP budget
We’re halfway through April; spring has sprung and now could be a good time to take a detailed look at your budget. Could you spruce up a few areas and make savings that will help you before summer? Continue reading
Posted in Budgeting, Client info, DMP Tagged budget, budgeting, dmp, finding money, saving money Leave a comment
On a DMP? Make 2012 an easier year on your wallet
Here’s our tips to help anyone on a DMP – and in fact anyone looking to save money – make the best of their money during 2012. The following guidelines should help make living on budget a little easier this year. Continue reading
Posted in Budgeting, Debt, Money maximising Tagged clients, debt management plan, dmp, money maximisation, money saving, reduce spending Leave a comment
How to survive the January money pinch
January is always a hard month: we’ve just had the Christmas expenditure and it’s possible that you got paid earlier in December. It just makes the month seem endless, especially where money is concerned. Continue reading
Posted in Budgeting, Money saving Tagged budgeting, january, money maximisation, money pinch, money saving Leave a comment
Financial education isn’t just for kids
Investing in your own financial knowledge is a very important skill to gain in the modern world. That doesn’t mean you need to attend a fancy university or gain an accountancy degree, more that you’re actively aware of how to avoid debt and how to make your money go further. Continue reading
Posted in Bankruptcy, Budgeting, DMP, IVA, Money saving Tagged bankruptcy, budgeting, debt news, dmp, education, financial, financial knowledge, iva, knowledge, money knowledge, moneysavingexpert, petition Leave a comment
Know your rights: November’s debt news
Don’t the months fly by? Christmas draws ever closer and it’s time for November’s changes in debt law and financial news that might affect you. Continue reading
Posted in Budgeting, Debt, Debt Law, DMP, Economy, Money saving Tagged autumn statement, cccs, citizens advice, credit unions, debt law, debt news, dodgy loans, fuel costs, payday loans, rights, winter fuel payments Leave a comment
