Author Archives: Pavan

What are your plans for the Jubilee bank holiday?

If you’re stuck for ideas or your budget won’t stretch to the expense those extra days off work can cause, there are plenty of free events you can attend. But if you’re less of a royalist we’ve put together a list of free things you could do with your two bank holidays to avoid the jubilations. Continue reading

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Know your rights: April’s debt news

You wouldn’t think it by looking at the weather but it’s May already and time to share April’s debt news. This month we cover mortgage rate changes, welfare benefit awareness, council tax enforcement, Coronation Street and Eastenders! Continue reading

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Don’t make the wrong decision when you need debt help

People try to exhaust all possible options before admitting that they need debt help. So what are these other options? And more importantly, what are the consequences of not getting advice from a free and impartial charity like us? Continue reading

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Claiming PPI could be a scandal for those in debt

If you’re in a debt solution and try to reclaim PPI, watch out. Reclaiming PPI could be a double-edged sword that’ll leave you with more debt pain. Continue reading

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Targeted by spam texts?

This week is National Student Money Week, organised by the National Association of Student Money Advisers (NASMA). As part of the week, we’re highlighting a growing problem of ‘spam’ text messages used to tempt people in to taking out instant short-term loans or to seek help with “wiping off debt”. Continue reading

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Know your rights: February’s debt news

It’s the start of the month and the start of spring so it’s time to give you a run down of the previous month’s debt news. What’s changed over the past month? Are there any updates to the law that could affect you? Read on to find out… Continue reading

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Know your rights: January’s debt news

After all the build up Christmas and New Year now feels like it never happened, and it’s February already! Thoughts have already turned to the next consumerist event which is less than two weeks away; Valentines Day. If you’re more concerned with January’s changes in debt law and financial news that could affect you, then read on… Continue reading

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“Can I switch my DMP?”

Like we’ve mentioned many times, we offer debt management plans completely free of charge. We do hear from a lot of people that use other companies for their DMP, who realise that their full surplus could be going towards reducing their debts rather than paying a percentage as a fee. Continue reading

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