How to save the environment as well as your money!

posted by Rachel in Budgeting, Money maximising, Money saving Leave a comment

As lovers of saving the planet as well as pounds, we’re always looking for new ways to be eco-friendly and thrifty. Luckily, our friend Chris from Spend it Like Beckham is here to give a fresh perspective on how to be green without drifting into the red.

Way back in 2010, MoneyAware posted a useful blog that detailed 10 ways in which you could save money and save the planet. Our efforts to protect the environment are evolving all the time, so what better reason to take a look at new ways of being green and thrifty?

World leaders are treating the welfare of the planet as a bigger priority than ever, and scientists are developing new, ecologically-sound ways we can live our lives. Let’s take a look at some of the new ways we can squeeze those extra pennies, while doing our bit for the environment.

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How much is your overdraft costing you?

posted by James in Debt, Debt Law Leave a comment

Do you know how much your bank charges if you go into your overdraft or if you go over your limit? Many of our clients pay hundreds of pounds to their bank as a result of unarranged overdraft charges. In some cases it can be more expensive to go into unarranged overdraft than it would cost to take out a payday loan.

We’ve carried out research that shows that overdraft charges are adding to the debt worries of our clients and the costs of having an overdraft might be higher than you’d expect. We believe that the FCA should take action to limit unarranged overdraft charges. Continue reading »


Are you a secret spender?

posted by Jenny in Budgeting, Money saving Leave a comment

Do you know what secret spending is? It’s when, with all the good intentions in the world, you spend more without needing to, or even realising it.

Spending pitfalls are everywhere, from the supermarket aisles to the funfair. So, in a world where the invisible hand of consumerism is pushing us to spend, spend, spend, are you guilty of spending without even thinking?

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7 things cats can teach us about money

posted by James in Budgeting, Money saving 1 Comment

Animated pictures of cats are the lifeblood of the internet. It seems like everyone loves a cat GIF.

So we’ve decided to embrace our feline friends and consider the lessons we can learn about our finances from cats.

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9 free ways to boost your happiness

posted by StepChange MoneyAware in Budgeting, Money saving Leave a comment

There are times when we feel like we could do with a boost but can be hard to know exactly what to do to make ourselves feel better. It’s even harder to know how to increase your happiness if you don’t have spare cash.

Don’t worry though, there are plenty of ways to feel happy without having to spend a pound. Continue reading »


Debt and money news – September 2016

posted by Rory in Debt Leave a comment

This month saw the introduction of a new plastic £5 note, changes to TV licensing laws and a payday lender ordered to refund £34m back to thousands of its customers.

Grab yourself a brew, sit back and find out the latest news from the world of debt! Continue reading »


Payday lender refunds & writes off £34m

posted by Rory in Debt, Debt companies, Dodgy practice Leave a comment

This week the Financial Conduct Authority (FCA) announced that the payday lender CFO Lending has been ordered to pay a £34m ‘redress’ package to 97,000 of its customers.

The announcement came after the FCA found a number of poor practices at the firm, dating back to 2009, that had caused detriment for many of their customers.

CFO Lending were also known as as Flexible First, Payday First, Money Resolve, Paycfo, Payday Advance and Payday Credit. Continue reading »