Category Archives: Debt

Planning a baby on a budget

posted by in Debt, Money saving, Welfare Benefits Leave a comment

sleeping babyHaving a baby is one of the biggest changes that can happen in your life and with the costs of raising a child going up, it’s important to plan ahead.

Hormonal ups and downs bring feelings of excitement, anxiety, nervousness, elation and fear; but along with managing all these emotions your finances play a massive part in preparation for a baby.

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Top 5 debt and money news stories in March

posted by in benefits, Debt, Debt Law Leave a comment

The Spring Budget, zero hour contracts and a 30-year low in homeownership were just some of the biggest debt and money-related news stories this month.

Alongside that there’s news that families in England and Wales are spending more on their bills than food…

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How you helped us get Breathing Space back on the agenda

posted by in Debt, Inside StepChange Leave a comment

Last month over 1,000 of our clients emailed their MPs asking them to support a Breathing Space scheme for people in debt in England, Wales and Northern Ireland*. If you helped, thank you. If you didn’t, there’s still time.

A scheme like this would mean that when people in debt get advice they’d have fees, charges and interest on their debts frozen, along with a break from enforcement action. It would allow them time to sort out their finances without seeing their debts spiralling upwards. Continue reading »

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How to improve your chances of landing a fantastic job

posted by in Money maximising, Redundancy Leave a comment

Landing yourself a job you actually enjoy can be easier said than done. Jasmine from MoneyMagpie believes in the importance of job satisfaction and getting paid to do what you love. She stopped by the blog to share her thoughts…

Jasmine Birtles from Money MagpieAre you looking for a job and wondering whether you’ll ever find the right one for you?

Having a job you enjoy can make a lot of difference to your overall happiness. Perhaps you used to love your job, but the ‘honeymoon period’ is starting to wane.

By taking another look at things you’re already doing, you might improve your chances of getting a job you truly want, or enjoying the one you currently have.

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The top 5 debt and money news stories for February 2017

posted by in Bankruptcy, benefits, Debt, Economy, IVA Leave a comment

With gloomy January out of the way, we take a look at the latest personal debt statistics from the Bank of England, get the low-down on why so many banks are closing high street branches, and find out about the rising number of us applying for insolvency.

Not only that, we’ll explore research suggesting you could be saving on your ‘big shop’ and we look at how the Government is changing the benefits available to the bereaved…

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Top 5 debt news stories for January 2017

posted by in Debt, Debt Law Leave a comment

It’s been busy start to the year, with news that HSBC is to redress around £4m to customers after the regulator found unfair charges were added to some of its customer’s debts. Latest figures released by the Bank of England also show soaring levels of consumer debt.

HMRC have released a list of the worst excuses for not paying the minimum wage, as part of a new campaign; and the BBC reported that thousands are missing out on a little-known benefit that could see grandparents £230 a year better off when they retire.

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Your 2017 10 step financial detox

posted by in Budgeting, Debt, Debtday, Money maximising, Money saving 1 Comment

Now that we’re in a fresh New Year, it’s all about clean slates, resolutions and working towards being our healthiest in all aspects of life, including money. There’s no better time to give yourself a financial detox!

Let’s make this year the one where you conquer your money woes once and for all. We’ve put together a list of ten financial detox tips to keep you on track…

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