Tag Archives: iva

Happy Birthday CCCSVA

CCCSVA was set up to provide in-house individual voluntary arrangements (IVAs) for our clients. CCCSVA is wholly owned by our umbrella charity – The Foundation for Credit Counselling – and shares the same ethics and values. Continue reading

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How to clean up your credit file after an IVA

It’s a happy day when your individual voluntary arrangement (IVA) finally ends, you’re well and truly free and clear and your money is your own again. You can also take satisfaction from the fact that you have done your best … Continue reading

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Can I reclaim PPI while on an IVA?

Payment Protection Insurance (PPI) has been in the news a lot recently and many people are taking the time to check and see if they had been mis-sold any policies in the past. Continue reading

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On an IVA with us? When to call CCCSVA

Here at CCCSVA we’re happy to answer queries from all of our IVA clients. However, to help give you an idea of when you should call us we’ve put together five simple scenarios in which you’d need to give us a ring straight away. Continue reading

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5 questions every IVA client asks

Getting an individual voluntary arrangement (IVA) put together and accepted by your creditors is a difficult task. It’s often a great relief when your IVA is approved. However you probably still have questions that pop up every now and again about your IVA. Continue reading

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How to prepare for your IVA annual review

Each year your IVA payment is subject to review, in line with the standard terms and conditions. This is done to ensure that the payment you are making into the IVA is fair for both you and your creditors. People get scared by the review process, but don’t worry. CCCSVA have designed the process to make it as simple as possible for you. Continue reading

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Financial education isn’t just for kids

Investing in your own financial knowledge is a very important skill to gain in the modern world. That doesn’t mean you need to attend a fancy university or gain an accountancy degree, more that you’re actively aware of how to avoid debt and how to make your money go further. Continue reading

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Bankruptcy: The differences between bankruptcy and an IVA

Bankruptcy and an individual voluntary arrangement (IVA) are both forms of insolvency. They are both legal processes and if listed on a credit file look pretty much the same. What are the other similarities, and, more importantly, what are the differences? Continue reading

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