Get debt help!
Our charity helps around 370,000 people a year with free debt advice but we also promote wise use of credit through this debt blog, to prevent people falling into the trap of problem debt.
Need debt help now?
CCCS Debt Remedy is FREE and confidential, online debt help when you need it most.
Got a debt question for us? Post it on our dedicated Money Saving Expert forum thread.
Follow us on Google+
Tag Archives: CCCSVA
Happy Birthday CCCSVA
CCCSVA was set up to provide in-house individual voluntary arrangements (IVAs) for our clients. CCCSVA is wholly owned by our umbrella charity – The Foundation for Credit Counselling – and shares the same ethics and values. Continue reading
Posted in Inside CCCS, IVA Tagged CCCSVA, individual voluntary arrangements, iva, iva questions Leave a comment
How to clean up your credit file after an IVA
It’s a happy day when your individual voluntary arrangement (IVA) finally ends, you’re well and truly free and clear and your money is your own again. You can also take satisfaction from the fact that you have done your best … Continue reading
Posted in IVA Tagged CCCSVA, credit file, individual voluntary arrangements, iva, iva questions 1 Comment
On an IVA with us? When to call CCCSVA
Here at CCCSVA we’re happy to answer queries from all of our IVA clients. However, to help give you an idea of when you should call us we’ve put together five simple scenarios in which you’d need to give us a ring straight away. Continue reading
Posted in Client info, IVA Tagged CCCSVA, individual voluntary arrangements, iva, iva questions Leave a comment
How to prepare for your IVA annual review
Each year your IVA payment is subject to review, in line with the standard terms and conditions. This is done to ensure that the payment you are making into the IVA is fair for both you and your creditors. People get scared by the review process, but don’t worry. CCCSVA have designed the process to make it as simple as possible for you. Continue reading
Posted in Client info, IVA Tagged annual review, CCCSVA, individual vountary arrangement, iva, iva review Leave a comment
CCCSVA’s Jackie Westerman named IP of the Year
On the 5th October in London’s West End CCCSVA’s Jackie Westerman was named Personal Insolvency Practitioner of the Year, at the glitzy Insolvency and Rescue Awards 2011. Continue reading
Posted in Inside CCCS, IVA Tagged awards, CCCSVA, individual voluntary arrangements, ip, iva 1 Comment
Your IVA questions answered
To tie in with the 25th birthday of the individual voluntary arrangement (IVA) we try and answer the most obvious questions you might have if you’re considering the IVA route. Continue reading
Posted in Debt, IVA Tagged cccs, CCCSVA, individual voluntary arrangement, individual voluntary arrangements, iva, iva questions 1 Comment
IVA: the pros and cons of Individual Voluntary Arrangements
IVAs have often been exactly the right solution for CCCS clients. The relief and sense of control that an approved IVA can give clients cannot be underestimated. However, always remember to always take free and impartial advice before entering into an IVA. Continue reading
Posted in Bad advice, Debt, IVA Tagged CCCSVA, individual voluntary arrangements, iva, ivas, voluntary agreements 3 Comments
Happy 25th birthday IVA!
It’s 25 years since the Individual Voluntary Arrangement (IVA) was born! The modern alternative to bankruptcy was given Royal Assent on 25 July 1986 as party of the Insolvency Act 1986, and came into force on 29 December that year.
Continue reading
