Your essential debt toolkit
Don’t leave home without these website links! These websites can provide you with all the information you need to help you with debt problems, money worries or saving cash.
If you know of a website that’s helped you, use our contact form to let us know. And if you’re looking for something not listed here, have a look down to the right hand side of this page for links to our friends, where we also post and more.
Need debt help but don’t know where to turn?
- CCCS website – our website
- Citizens Advice Bureau – general face to face advice
- CCCS Debt Remedy – the best debt advice tool available, from CCCS
- Business Debt Line – for business debts
- 30 second guide to debt solutions – from CCCS MoneyAware, our debt solutions guide
- Money Advice Service – advice and guidance for managing money
- Shelter – the housing advice charity
- The Samaritans – whatever you’re going through, they’re therere to help, 24 hours a day
- Mind – Mind helps people take control of their mental health
Getting debt free, one step at a time
- Basic bank accounts – a guide to setting up a basic bank account
- MoneyAware – the CCCS MoneyAware blog for support and advice
- Be a Debt Free Wannabe on the Money Saving Expert forum
- Insolvency Service website – includes the Insolvency Register and bankruptcy forms and guides
- Listen To Tax Man – an online calculator for working out tax on earnings
Want to complain about debt?
- Financial Ombudsman – for complaints about businesses providing financial services
- Legal Services – free and confidential legal advice
- The Office of Fair Trading – protecting consumers’ rights
Life after debt
- CCCS Money Matters – how to budget when you’ve finished a debt management plan, or just if you’re wanting to manage your money better
- Money Saving Expert improving your credit score – improve your credit rating
- Credit Explained booklet – straightforward advice on credit ratings
No one likes getting calls from creditors, and if you are in need of debt relief and work out a reasonable solution with the creditor, that is all good. However, if you are being pursued by one of the many junk debt buyers out there and being harassed with threatening phone calls, you need to know your rights and FIGHT BACK! Several studies have shown that 9 out of 10 people, who disputed their debt, won their case. This is largely because the “bottom feeders” don’t want a fight, they just want money.