Category Archives: Welfare Benefits

One in three in rent arrears after ‘bedroom tax’

posted by in Priority Household Bills, Welfare Benefits Leave a comment

Terraced houses

More people are struggling with rent arrears

It was revealed today that one in three council tenants have fallen into rent arrears since recent housing benefit cuts came into effect. So what’s the story and what can you do if you’re affected? Continue reading »


Universal Credit and the benefit cap – what’s the latest news?

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Universal Credit - Government benefit changes

Courtesy of Wikicommons user David Lally

We’ve all heard about the benefit changes the Government is making to the current system, but over the past couple of months everything’s gone a bit quiet.

There was a flurry of news and activity in early April with the 2013 benefit changes, (such as the introduction of the “Bedroom Tax”), and last month Disabled Living Allowance was replaced by Personal Independence Payment for new claimants.

But on the whole it was quiet… until this week, when Universal Credit and the newly-introduced benefit cap made the news in a big way.
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7 “bedroom tax” myths that need busting

posted by in Welfare Benefits 14 Comments

Wake up to money worries

Waking up to the facts about the “bedroom tax”

It seems that changes to benefits brings about a whole new batch of myths, but few have sparked more untruths than the under occupancy charge, commonly known as the “bedroom tax”.

The problem with myths is that they’re interpreted as fact, and that’s where the problems start. With this in mind, let’s take a selection of the rumours we heard recently, and set the record straight… Continue reading »


How will benefits changes in 2013 affect my IVA?

posted by in IVA, Welfare Benefits Leave a comment

This page contains information about debt solutions available in England, Wales and Northern Ireland. Debt advice in Scotland involves similar but different solutions. Before considering an IVA as a debt solution, you must make sure you fully understand the risks involved. Please visit our website for more information.

Benefit changes and your IVA

Benefit changes and your IVA

The news is full of stories about changes to the benefits system this year. It can be quite hard to find reliable information about what the changes will mean in practice.

If you’re on an IVA then it can be even more worrying, as changes to your income may make it harder to keep the IVA going. We’ve already covered details of the benefit changes coming in 2013 but what happens if you’re on an IVA and are affected by these?

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We ask Facebook – what is worrying you most about the benefit changes?

posted by in Budgeting, Welfare Benefits Leave a comment

Many people are concerned about how Universal Credit will effect their family

Many people are concerned about how Universal Credit will effect their family

The ancient Chinese philosopher Lao Tzu reputedly said that ‘life is a series of natural and spontaneous changes. Don’t resist them; that only creates sorrow’.

That’s easy for you to say, Lao – you don’t have to worry about the sweeping changes to the benefit system that will come into force in just a couple of months.

It seems that the upcoming changes are causing little else but sorrow, frustration and worry – but is this justified?

We asked our loyal Facebook fans what was on their mind the most when it came to Universal Credit, hoping to set the record straight as much as possible. Here’s what they had to say…

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Universal Credit – what is it? The new benefits system explained

posted by in Welfare Benefits 2 Comments

Find out about universal credit

What is universal credit?

There are lots of changes coming to the UK benefits system this year.

One of the biggest changes will be the introduction of Universal Credit.

We’ve put together this handy guide to help you understand the basics and hopefully help you navigate the changes.

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Benefit changes 2013: what’s going to happen

posted by in Welfare Benefits 19 Comments

If you need debt help because your benefits are due to fall, use our online counselling service Debt Remedy. We’re a debt charity and we can help.

Benefits changes could affect how much money you have in your wallet!

Benefits changes could affect how much money you have in your wallet!

This year is going to see a lot of changes to the benefits system, which are likely to have an effect on many people struggling with debt. The first of these changes was the removal of child benefit for those with high levels of income.

There are more changes to come too, here’s a rundown some of the biggest changes, who they will affect and when they will happen. If you think you might be entitled to benefits you don’t currently receive then you should use our online benefit checker.

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