Category Archives: Housing

December’s debt and money news

posted by in benefits, Debt, Economy, Housing, Money saving, Payday Loans, Welfare Benefits Leave a comment

It’s time for our usual round-up of the latest debt and money news! Since our last update, there’s been plenty going on, including the Government’s Autumn statement. We’ve looked at in detail to see how you’ll be better, or worse off when the changes kick in.

But that’s not all; we’ve also heard some alarming news regarding some payday lenders who may have been targeting the homeless.  There’s a call from our friends at Moneysavingexpert.com to fix your utility bills NOW, and an inspiring story about how one woman reduced her spending dramatically and changed her outlook on life in one year…

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Renting lessons I’ve learned the hard way

posted by in Budgeting, Housing Leave a comment

I’ve rented many houses in my time. From rat-infested terraces, to slug-populated basements and mould-filled houses with a sprinkling of damp.

What can I say? It’s been a learning curve.

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Know your rights: June’s debt news

posted by in benefits, Debt, Debt companies, Housing, Money saving Leave a comment

What a month we’ve had in the world of debt news! It’s been a pretty hectic few weeks, from warnings about identity theft and changes to our credit files, to debt management companies closing down and Wonga launching its new look.

If you’ve not had chance to keep up with it all, don’t fear! This bumper debt news post will get you right up to date.

What are you waiting for?! Grab a cuppa, stick your feet up, and have a read…

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Insulate your home on the cheap

posted by in Budgeting, Housing, Money saving 6 Comments

Insulate your home on the cheap

The snowflakes are real, honest!

Last year I discovered my new flat was about as well insulated as a beach hut.

Every room and window seemed to be letting in a draught but since I’m from Yorkshire I tend to think that as long as it’s above freezing it’s warm enough for shorts.

My other half disagreed and decided we’d have to make the place as warm as we could, for as cheap as possible.

Thankfully another Yorkshire trait means I know how to save a ‘few bob’ so after a quick brew I cracked on with it. Here’s what I did…

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Eviction: what happens when you go to court

posted by in Debt, Housing Leave a comment

Emma, a debt advisor, spent the day at a County Court hearing centre to better understand the eviction hearing process. She’s written this article to share what happens during an eviction hearing and what she learnt from the day.

The county court eviction process

What is the eviction hearing process?

As a debt advisor, I regularly speak to clients who are in rent or mortgage arrears and are concerned about eviction. It’s part of my job to understand the County Court eviction process, explain to clients what to expect at their hearing and how to prepare for it.

However, being fortunate enough to have never been in that situation myself, one thing I can’t talk the client through is how they’ll feel on the day.

So to find out more, I visited a County Court hearing centre to help me to understand more about the process from a client’s perspective.

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