Category Archives: Credit Files

Make 2012 the year you get to know your credit report

Posted on January 9, 2012 by James Jones

I know that for many people the checks that take place when we apply for credit are a bit of a mystery. Indeed, for some the process is intimidating enough to set pulses racing. Myths and misconceptions abound. Am I on a blacklist? Will checking my information lower my credit rating? Will my record show a recent credit refusal? Continue reading →

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Personal debt myths debunked

Posted on January 3, 2012 by MoneyAware

Every day we tweet and debunk a #debtmyth – those financial rumours and half-truths that are seen as gospel. Without pricking these bubbles, myths unncessarily add to the burden of those worried about debt. Continue reading →

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Does Twitter harm your credit rating?

Posted on December 19, 2011 by Peer

There are reports that your social media profile – on Facebook, Twitter and the like – could be used in the future to assess your credit rating. Is it time to delete those tweets saying that your latest credit card statement made you scream? Continue reading →

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How do other people’s debts affect me?

Posted on October 12, 2011 by Pavan

Credit ratings appear to have such an elevated sense of importance these days. Whether it’s because you want to get a mortgage in the future or because you worry about what’s round the corner and being able to borrow if and when you need to. Continue reading →

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