This is a guest article written by Darren Beach, blog editor and all-round nice guy at Experian Experts.
One place to start dealing with debt – to prevent it and to recover from it – is to check what’s on your credit report.
The data and information held there summarises your credit history, so it can be well worth reviewing it on a regular basis, and making sure it provides an accurate and up-to-date picture of your credit history.
Keeping on top of your credit history can have a positive influence on your finances.
1. Ensure what’s on it is accurate and up to date
Even simple discrepancies on your credit report, such as different ways of listing your name and address, can make a difference. If you do find anything that isn’t accurate, contact the relevant lenders to get an amendment. Getting it right could help you to understand and improve your credit report.