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Our charity helps around 370,000 people a year with free debt advice but we also promote wise use of credit through this debt blog, to prevent people falling into the trap of problem debt.
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Category Archives: Bad advice
Don’t make the wrong decision when you need debt help
People try to exhaust all possible options before admitting that they need debt help. So what are these other options? And more importantly, what are the consequences of not getting advice from a free and impartial charity like us? Continue reading
Posted in Bad advice, Debt, Money maximising Tagged alternatives, credit cards, credit unions, debt, free debt advice, loan sharks, overdrafts, payday loans Leave a comment
“Can I switch my DMP?”
Like we’ve mentioned many times, we offer debt management plans completely free of charge. We do hear from a lot of people that use other companies for their DMP, who realise that their full surplus could be going towards reducing their debts rather than paying a percentage as a fee. Continue reading
Posted in Bad advice, Debt, DMP Tagged cccs, debt, debt counselling, debt free, debt help, debt management plan, debt management plans, debt problem, dmp, free Leave a comment
Personal debt myths debunked
Every day we tweet and debunk a #debtmyth – those financial rumours and half-truths that are seen as gospel. Without pricking these bubbles, myths unncessarily add to the burden of those worried about debt. Continue reading
Posted in Bad advice, Bankruptcy, Collection Process, Credit cards, Credit Files, Debt, Debt Law Tagged credit, debt myths, finance lies, personal debt, untruths, urban legends Leave a comment
8 bankruptcy myths debunked
There are many myths surrounding bankruptcy and a lot of these are widely believed by people looking for debt solutions. When we recommend bankruptcy as the ideal solution our counsellors are often met with the same set of questions; these questions are usually coloured with bankruptcy myths that people wrongly believed to be facts. Continue reading
Posted in Bad advice, Bankruptcy, Debt Tagged bankruptcy, debt, debt advice, debt problem, myths 1 Comment
Our top 10 debt myths
Being in debt can cause all sorts of emotions, and contacting someone for help for the first time can be extremely daunting. So with this in mind, we’ve compiled a list of our top 10 debt myths to help put your mind at ease. Continue reading
Posted in Bad advice Tagged bailiffs, CCJ, debt, debt advice, debt help, debt problem, money, myths Leave a comment
