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Author Archives: Matthew
Happy Birthday CCCSVA
CCCSVA was set up to provide in-house individual voluntary arrangements (IVAs) for our clients. CCCSVA is wholly owned by our umbrella charity – The Foundation for Credit Counselling – and shares the same ethics and values. Continue reading
Posted in Inside CCCS, IVA Tagged CCCSVA, individual voluntary arrangements, iva, iva questions Leave a comment
How to clean up your credit file after an IVA
It’s a happy day when your individual voluntary arrangement (IVA) finally ends, you’re well and truly free and clear and your money is your own again. You can also take satisfaction from the fact that you have done your best … Continue reading
Posted in IVA Tagged CCCSVA, credit file, individual voluntary arrangements, iva, iva questions 1 Comment
Can I reclaim PPI while on an IVA?
Payment Protection Insurance (PPI) has been in the news a lot recently and many people are taking the time to check and see if they had been mis-sold any policies in the past. Continue reading
10 things you need to budget for
If you’ve resolved to take back control of your finances, the first step you need to take is to put together an accurate income and expenditure budget. Here are ten expenses that should be included in personal financial budget if you have or need them. Continue reading
Posted in Budgeting Tagged budget, budget guide, budgeting, expenditure, expenses, income, personal budget 1 Comment
6 ways to find unexpected cash
We’ve all done it – stuck our hand down the back of the sofa to find a slightly fluffy coin or two! It might only be 20p, but when you’re living on a budget every little helps. Continue reading
Posted in Client info, Money maximising Tagged lost bank accounts, money maximisation, reclaiming PPI, unexpected cash 2 Comments
Spring clean your DMP budget
We’re halfway through April; spring has sprung and now could be a good time to take a detailed look at your budget. Could you spruce up a few areas and make savings that will help you before summer? Continue reading
Posted in Budgeting, Client info, DMP Tagged budget, budgeting, dmp, finding money, saving money Leave a comment
Changes to your DMP are just a matter of circumstance
The average debt management plan (DMP) takes an average of five years to repay. With plans that span a number of years it’s unrealistic to expect things to always remain the same. Continue reading
Posted in Client info, DMP Tagged change, circumstances, debt management plan, dmp, expenditure changes, income changes 1 Comment
