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Monthly Archives: February 2012
Equity release: Can the family play a part in the process?
The number of clients using equity release to repay debt, or to repay debt on behalf of someone else, is increasing. Over 40% of all equity release transactions now include some aspect of debt consolidation. Given this upswing, should children or beneficiaries be involved in the process? Continue reading
Posted in Debt, Equity release Tagged beneficiaries, debt, debt consolidation, equity release, families Leave a comment
Equity release: Making the most of a debt-free retirement
Those people who are lucky enough to own their homes could now consider equity release as a possible solution to meet this shortfall, to provide them with the money required to enjoy their retirement. Continue reading
Posted in Debt, Equity release Tagged debt, equity, equity release, mature debt, money shortfall, retirement Leave a comment
The debt generation are getting older
Independent research published by CCCS today has found that middle aged and elderly people will be increasingly affected by personal debt over the next few years. The research is contained within a report entitled CCCS Consumer Debt and Money Report … Continue reading
Posted in Debt, Equity release Tagged cccs report, debt, debt advice, debt help, middle aged, oap, older people, research Leave a comment
When the bank takes your money
In my time as a debt advisor I received two calls in as many days from clients whose entire monthly wage had been seized by their respective banks. In both cases these clients had been told to open a new bank account but hadn’t, thinking “it wouldn’t happen to me”. Continue reading
Posted in Debt, Debt Law Tagged banking, basic bank account, offsetting, right of offset, unsecured debt 1 Comment
On a DMP with us? When to call CCCS
We’re happy to hear from you at any time about any query. However, you might find yourself in difficult circumstances and it’s at these times that we’d prefer that you call us as soon as possible. Don’t worry, we don’t bite, so give us a call today if you’re experiencing one of these five issues. Continue reading
Posted in Client info, Debt Tagged cccs, client, clients, customer services, debt management plan, dmp, questions 1 Comment
8 questions every DMP client asks
Our counsellors are always just a phone call away to answer any question, but here are the 8 questions we get asked the most, with answers, to save you a call! Continue reading
Showing debt in real-time: lightbulb moments
To show how busy we are today, here is our “debt map”, showing calls to the Helpline as they happen. Click on the link under the map to see the full version. Continue reading
Posted in Debt, Debtday, Inside CCCS Tagged cccs, debt, debt map, lightbulb moment, real time mapping 1 Comment
